EFU General Insurance (KAR:EFUG) Cash per Share: ₨42.46 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KAR:EFUG EFU General Insurance Ltd KAR:EFUG
63 GF Score
Price ₨124.81
GF Value ₨137.38
Valuation Fairly Valued
! 4 Warning Signs
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What is EFU General Insurance Cash per Share?

EFU General Insurance KAR:EFUG -3.87% 63 Cash per Share is ₨42.46 as of Jun. 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 63/100 and a GF Value™ of ₨137.38 (Fairly Valued). The stock has 4 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). EFU General Insurance's Cash per Share for the quarter that ended in Jun. 2026 was ₨42.46.

EFU General Insurance  (KAR:EFUG) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

EFU General Insurance Cash per Share Related Terms

EFU General Insurance Cash per Share Historical Data

* Premium members only.

The historical data trend for EFU General Insurance's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance Cash per Share Chart

EFU General Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.49 31.21 37.16 39.27 44.12

EFU General Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.31 46.43 44.12 45.19 42.46
KAR:EFUG
63GF Score
EFU General Insurance Ltd KAR:EFUG
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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EFU General Insurance Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

EFU General Insurance's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=8823.88/200
=44.12

EFU General Insurance's Cash per Share for the quarter that ended in Jun. 2026 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=8491.971/200
=42.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of ₨42.46 mean?
EFU General Insurance (KAR:EFUG) has a Cash per Share of ₨42.46 as of Jun. 2026. Cash per share is the per-share value of a company's available cash. View historical data for EFU General Insurance and its competitors.
Is EFU General Insurance's Cash per Share too high?
EFU General Insurance's current Cash per Share is ₨42.46. Overall, EFU General Insurance has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Cash per Share compare to CB and PGR?
EFU General Insurance's Cash per Share of ₨42.46 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for an Insurance company?
A good Cash per Share depends on the Insurance industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for EFU General Insurance and its competitors. EFU General Insurance's current Cash per Share is ₨42.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨137.38, compared to a current price of ₨124.81 — trading 9.1% below its estimated fair value. The current Cash per Share is ₨42.46. EFU General Insurance's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Cash per Share is ₨42.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨124.81 is trading 9.1% below its estimated GF Value™ of ₨137.38. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • Cash per Share: ₨42.46
  • GF Value™: ₨137.38 vs. price of ₨124.81 (9.1% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
63GF Score

Get the complete analysis for KAR:EFUG

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨124.81
Price
₨137.38
GF Value