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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Mar. 2026,
EFU General Insurance paid₨0 Mil more to buy back shares than it received from issuing new shares.
It received₨0 Mil from issuing more debt.
It paid₨0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spent₨0 Mil paying cash dividends to shareholders.
It received₨0 Mil on other financial activities.
In all, EFU General Insurancespent₨0 Mil on financial activities for the
three
months ended in Mar. 2026.
EFU General Insurance (KAR:EFUG) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
EFU General Insurance's issuance of stock for the
three
months ended in Mar. 2026 was ₨0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
EFU General Insurance's repurchase of stock for the
three
months ended in Mar. 2026 was ₨0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
EFU General Insurance's net issuance of debt for the
three
months ended in Mar. 2026 was ₨0 Mil.
EFU General Insurance received₨0 Mil from issuing more debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
EFU General Insurance's net issuance of preferred for the
three
months ended in Mar. 2026 was ₨0 Mil.
EFU General Insurance paid₨0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
EFU General Insurance's cash flow for dividends for the
three
months ended in Mar. 2026 was ₨-0 Mil.
EFU General Insurance spent₨0 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
EFU General Insurance's other financing for the
three
months ended in Mar. 2026 was ₨0 Mil.
EFU General Insurance received₨0 Mil on other financial activities.
EFU General Insurance Cash Flow from Financing Related Terms
EFU General Insurance Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for EFU General Insurance's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU General Insurance Cash Flow from Financing Chart
EFU General Insurance Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
EFU General Insurance's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-2,517 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of ₨-2,517 Mil mean?
EFU General Insurance (KAR:EFUG) has a Cash Flow from Financing of ₨-2,517 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for EFU General Insurance and its competitors.
Is EFU General Insurance's Cash Flow from Financing too high?
EFU General Insurance's current Cash Flow from Financing is ₨-2,517 Mil. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Cash Flow from Financing compare to CB and PGR?
EFU General Insurance's Cash Flow from Financing of ₨-2,517 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for an Insurance company?
A good Cash Flow from Financing depends on the Insurance industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for EFU General Insurance and its competitors. EFU General Insurance's current Cash Flow from Financing is ₨-2,517 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨128.65, compared to a current price of ₨122.94 — trading 4.4% below its estimated fair value. The current Cash Flow from Financing is ₨-2,517 Mil. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Cash Flow from Financing is ₨-2,517 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?
Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued.
The current stock price of ₨122.94 is trading 4.4% below its estimated GF Value™ of ₨128.65.
GuruFocus considers EFU General Insurance to be Fairly Valued.
Key valuation signals for KAR:EFUG:
Cash Flow from Financing: ₨-2,517 Mil
GF Value™: ₨128.65 vs. price of ₨122.94 (4.4% below fair value)
No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score
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Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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