EFU General Insurance (KAR:EFUG) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 13, 2026)


KAR:EFUG EFU General Insurance Ltd KAR:EFUG
66 GF Score
Price ₨125.00
GF Value ₨126.87
Valuation Fairly Valued
! 5 Warning Signs
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What is EFU General Insurance Margin of Safety % (DCF Earnings Based)?

Author: Vera Yuan Vera Yuan Reviewed by: Charlie Tian Charlie Tian

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

EFU General Insurance's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

KAR:EFUG vs CB, PGR, TRV: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance - Property & Casualty subindustry, EFU General Insurance's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

EFU General Insurance Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, EFU General Insurance's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where EFU General Insurance's Margin of Safety % (DCF Earnings Based) falls into.


KAR:EFUG
66GF Score
EFU General Insurance Ltd KAR:EFUG
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨125.00 is trading 1.5% below its estimated GF Value™ of ₨126.87. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: ₨126.87 vs. price of ₨125.00 (1.5% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score

Get the complete analysis for KAR:EFUG

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨125.00
Price
₨126.87
GF Value