Islamic Arab Insurance Co (DFM:SALAMA) Cyclically Adjusted PS Ratio: 1.22 (As of Sep. 07, 2026) — 118% Above Median

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DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
41 GF Score
Price د.إ1.37
GF Value د.إ0.65
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Islamic Arab Insurance Co Cyclically Adjusted PS Ratio?

Islamic Arab Insurance Co DFM:SALAMA +0.74% 41 Cyclically Adjusted PS Ratio is 1.22 as of Sep. 07, 2026, which is 118% above its 10-year median of 0.56. GuruFocus rates DFM:SALAMA with a GF Score™ of 41/100 and a GF Value™ of د.إ0.65 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 408 Insurance companies, Islamic Arab Insurance Co ranks better than 50.49% on this metric.

As of today (2026-09-07), Islamic Arab Insurance Co's current share price is د.إ1.37. Islamic Arab Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was د.إ1.12. Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio for today is 1.22.

The historical rank and industry rank for Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

DFM:SALAMA' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.56   Max: 1.22
Current: 1.22

During the past years, Islamic Arab Insurance Co's highest Cyclically Adjusted PS Ratio was 1.22. The lowest was 0.01. And the median was 0.56.

DFM:SALAMA's Cyclically Adjusted PS Ratio is ranked better than
50.49% of 408 companies
in the Insurance industry
Industry Median: 1.235 vs DFM:SALAMA: 1.22

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Islamic Arab Insurance Co's adjusted revenue per share data for the three months ended in Jun. 2026 was د.إ0.510. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ1.12 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Islamic Arab Insurance Co  (DFM:SALAMA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Islamic Arab Insurance Co Cyclically Adjusted PS Ratio Related Terms


Islamic Arab Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co Cyclically Adjusted PS Ratio Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.72 0.56 0.41 0.38

Islamic Arab Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.39 0.37 0.38 0.48 0.69

DFM:SALAMA vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio falls into.


DFM:SALAMA
41GF Score
Islamic Arab Insurance Co DFM:SALAMA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic Arab Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.37/1.12
=1.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Islamic Arab Insurance Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.51/333.9520*333.9520
=0.510

Current CPI (Jun. 2026) = 333.9520.

Islamic Arab Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.179 241.428 0.248
201612 0.164 241.432 0.227
201703 0.176 243.801 0.241
201706 0.173 244.955 0.236
201709 0.216 246.819 0.292
201712 0.124 246.524 0.168
201803 0.202 249.554 0.270
201806 0.203 251.989 0.269
201809 0.192 252.439 0.254
201812 0.239 251.233 0.318
201903 0.249 254.202 0.327
201906 0.229 256.143 0.299
201909 0.205 256.759 0.267
201912 0.239 256.974 0.311
202003 0.210 258.115 0.272
202006 0.211 257.797 0.273
202009 0.293 260.280 0.376
202012 0.175 260.474 0.224
202103 0.214 264.877 0.270
202106 0.194 271.696 0.238
202109 0.176 274.310 0.214
202112 0.182 278.802 0.218
202203 0.188 287.504 0.218
202206 -0.031 296.311 -0.035
202209 0.228 296.808 0.257
202212 0.454 296.797 0.511
202303 0.347 301.836 0.384
202306 0.388 305.109 0.425
202309 0.284 307.789 0.308
202312 0.110 306.746 0.120
202403 0.372 312.332 0.398
202406 0.371 314.175 0.394
202409 0.329 315.301 0.348
202412 -0.035 315.605 -0.037
202503 0.208 319.799 0.217
202506 0.315 322.561 0.326
202509 0.362 324.800 0.372
202512 0.426 324.054 0.439
202603 0.260 330.213 0.263
202606 0.510 333.952 0.510

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.22 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Cyclically Adjusted PS Ratio of 1.22 as of Sep. 07, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Islamic Arab Insurance Co and its competitors. This is 118% above median its historical median of 0.56. Over the past decade, Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.01 to 1.22. According to the industry distribution chart, Islamic Arab Insurance Co ranks #202 out of 408 companies in the Insurance industry, placing it in the top 49.5%.
Is Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio too high?
Islamic Arab Insurance Co's current Cyclically Adjusted PS Ratio of 1.22 is 118% above median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.22. The Insurance industry median Cyclically Adjusted PS Ratio is 1.24. Islamic Arab Insurance Co's value of 1.22 is 1.2% below this industry median. Based on the distribution chart, Islamic Arab Insurance Co ranks #202 out of 408 companies in the Insurance industry, which is above the industry midpoint. Overall, Islamic Arab Insurance Co has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #202 out of 408 companies for Cyclically Adjusted PS Ratio. This puts Islamic Arab Insurance Co in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.24. Islamic Arab Insurance Co's value of 1.22 is 1.2% below this benchmark. Historically, Islamic Arab Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.01 to 1.22 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.24, Islamic Arab Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.24, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islamic Arab Insurance Co's current Cyclically Adjusted PS Ratio of 1.22 is 1.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current Cyclically Adjusted PS Ratio is 1.22, which is 118% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ0.65, compared to a current price of د.إ1.37 — trading 110.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.22, which is 118% above median its 10-year median of 0.56 and 1.2% below the Insurance industry median of 1.24. Islamic Arab Insurance Co's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Cyclically Adjusted PS Ratio is 1.22 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued. The current stock price of د.إ1.37 is trading 110.8% above its estimated GF Value™ of د.إ0.65. GuruFocus considers Islamic Arab Insurance Co to be Significantly Overvalued.

Key valuation signals for DFM:SALAMA:

  • Cyclically Adjusted PS Ratio: 1.22 (118% above median its 10-year median of 0.56)
  • GF Value™: د.إ0.65 vs. price of د.إ1.37 (110.8% above fair value)
  • GF Score™: 41/100 with 3 warning signs
  • Industry Position: 1.2% below the Insurance median (#202 of 408)

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
41GF Score

Get the complete analysis for DFM:SALAMA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.37
Price
د.إ0.65
GF Value