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Islamic Arab Insurance Co (DFM:SALAMA) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Islamic Arab Insurance Co Equity-to-Asset Related Terms
Islamic Arab Insurance Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:SALAMA vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic Arab Insurance Co Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Islamic Arab Insurance Co's Equity-to-Asset falls into.
Islamic Arab Insurance Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Islamic Arab Insurance Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic Arab Insurance Co (DFM:SALAMA) has a Equity-to-Asset of 0.14 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Islamic Arab Insurance Co and its competitors. This is 22% below median its historical median of 0.18. Over the past decade, Islamic Arab Insurance Co's Equity-to-Asset has ranged from 0.09 to 0.22. According to the industry distribution chart, Islamic Arab Insurance Co ranks #371 out of 504 companies in the Insurance industry, placing it in the top 73.6%.
Is Islamic Arab Insurance Co's Equity-to-Asset too high?
Islamic Arab Insurance Co's current Equity-to-Asset of 0.14 is 22% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.22. The Insurance industry median Equity-to-Asset is 0.26. Islamic Arab Insurance Co's value of 0.14 is 46.2% below this industry median. Based on the distribution chart, Islamic Arab Insurance Co ranks #371 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #371 out of 504 companies for Equity-to-Asset. This places Islamic Arab Insurance Co in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Islamic Arab Insurance Co's value of 0.14 is 46.2% below this benchmark. Historically, Islamic Arab Insurance Co's own Equity-to-Asset has ranged from 0.09 to 0.22 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.26, Islamic Arab Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islamic Arab Insurance Co's current Equity-to-Asset of 0.14 is 46.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current Equity-to-Asset is 0.14, which is 22% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ0.84, compared to a current price of د.إ0.94 — trading 11.8% above its estimated fair value. The current Equity-to-Asset is 0.14, which is 22% below median its 10-year median of 0.18 and 46.2% below the Insurance industry median of 0.26. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Equity-to-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued.
The current stock price of د.إ0.94 is trading 11.8% above its estimated GF Value™ of د.إ0.84.
GuruFocus considers Islamic Arab Insurance Co to be Modestly Overvalued.
Key valuation signals for DFM:SALAMA:
Equity-to-Asset: 0.14 (22% below median its 10-year median of 0.18)
GF Value™: د.إ0.84 vs. price of د.إ0.94 (11.8% above fair value)
Industry Position: 46.2% below the Insurance median (#371 of 504)
No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score
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