Islamic Arab Insurance Co (DFM:SALAMA) E10: د.إ0.01 (As of Mar. 2026)


DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.76
GF Value د.إ0.83
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Islamic Arab Insurance Co E10?

Islamic Arab Insurance Co DFM:SALAMA +1.20% 42 E10 is د.إ0.01 as of Mar. 2026. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.83 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Islamic Arab Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.023. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ0.01 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 20.60% per year. During the past 5 years, the average E10 Growth Rate was 27.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Islamic Arab Insurance Co was 34.10% per year. The lowest was 20.60% per year. And the median was 22.60% per year.

As of today (2026-06-25), Islamic Arab Insurance Co's current stock price is د.إ0.759. Islamic Arab Insurance Co's E10 for the quarter that ended in Mar. 2026 was د.إ0.01. Islamic Arab Insurance Co's Shiller PE Ratio of today is 75.90.

During the past 13 years, the highest Shiller PE Ratio of Islamic Arab Insurance Co was 76.80. The lowest was 0.13. And the median was 0.16.


Islamic Arab Insurance Co  (DFM:SALAMA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Islamic Arab Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.759/0.01
=75.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Islamic Arab Insurance Co was 76.80. The lowest was 0.13. And the median was 0.16.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Islamic Arab Insurance Co E10 Related Terms


Islamic Arab Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co E10 Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.07 -0.02 -0.03 -0.03 -0.01

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.03 -0.03 -0.02 -0.01 0.01

DFM:SALAMA vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's Shiller PE Ratio falls into.


DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic Arab Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Islamic Arab Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.023/330.2130*330.2130
=0.023

Current CPI (Mar. 2026) = 330.2130.

Islamic Arab Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 -0.070 241.018 -0.096
201609 -0.080 241.428 -0.109
201612 0.039 241.432 0.053
201703 0.005 243.801 0.007
201706 0.001 244.955 0.001
201709 0.008 246.819 0.011
201712 0.016 246.524 0.021
201803 0.017 249.554 0.022
201806 0.018 251.989 0.024
201809 -0.001 252.439 -0.001
201812 -0.032 251.233 -0.042
201903 0.017 254.202 0.022
201906 0.019 256.143 0.024
201909 0.000 256.759 0.000
201912 0.024 256.974 0.031
202003 0.014 258.115 0.018
202006 0.028 257.797 0.036
202009 0.095 260.280 0.121
202012 0.024 260.474 0.030
202103 0.024 264.877 0.030
202106 0.013 271.696 0.016
202109 0.001 274.310 0.001
202112 0.005 278.802 0.006
202203 0.004 287.504 0.005
202206 0.006 296.311 0.007
202209 -0.004 296.808 -0.004
202212 0.015 296.797 0.017
202303 0.005 301.836 0.005
202306 -0.005 305.109 -0.005
202309 0.001 307.789 0.001
202312 -0.162 306.746 -0.174
202403 0.011 312.332 0.012
202406 0.001 314.175 0.001
202409 0.010 315.301 0.010
202412 -0.007 315.605 -0.007
202503 -0.001 319.799 -0.001
202506 0.007 322.561 0.007
202509 0.001 324.800 0.001
202512 -0.002 324.054 -0.002
202603 0.023 330.213 0.023

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ0.01 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a E10 of د.إ0.01 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Islamic Arab Insurance Co and its competitors.
Is Islamic Arab Insurance Co's E10 too high?
Islamic Arab Insurance Co's current E10 is د.إ0.01. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's E10 compare to BRK.A and AIG?
Islamic Arab Insurance Co's E10 of د.إ0.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Islamic Arab Insurance Co and its competitors. Islamic Arab Insurance Co's current E10 is د.إ0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.83, compared to a current price of د.إ0.76 — trading 8.6% below its estimated fair value. The current E10 is د.إ0.01. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current E10 is د.إ0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be undervalued. The current stock price of د.إ0.76 is trading 8.6% below its estimated GF Value™ of د.إ0.83. GuruFocus considers Islamic Arab Insurance Co to be Fairly Valued.

Key valuation signals for DFM:SALAMA:

  • E10: د.إ0.01
  • GF Value™: د.إ0.83 vs. price of د.إ0.76 (8.6% below fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.76
Price
د.إ0.83
GF Value