Islamic Arab Insurance Co (DFM:SALAMA) EV-to-OCF: -3.37 (As of Aug. 09, 2026)

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DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.99
GF Value د.إ0.84
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Islamic Arab Insurance Co EV-to-OCF?

Islamic Arab Insurance Co DFM:SALAMA -0.90% 42 EV-to-OCF is -3.37 as of Aug. 09, 2026. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.84 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, Islamic Arab Insurance Co ranks better than 84.52% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Islamic Arab Insurance Co's Enterprise Value is د.إ552.8 Mil. Islamic Arab Insurance Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-163.9 Mil. Therefore, Islamic Arab Insurance Co's EV-to-OCF for today is -3.37.

The historical rank and industry rank for Islamic Arab Insurance Co's EV-to-OCF or its related term are showing as below:

DFM:SALAMA' s EV-to-OCF Range Over the Past 10 Years
Min: -10.17   Med: 1.75   Max: 28.95
Current: -3.37

During the past 13 years, the highest EV-to-OCF of Islamic Arab Insurance Co was 28.95. The lowest was -10.17. And the median was 1.75.

DFM:SALAMA's EV-to-OCF is ranked better than
84.52% of 504 companies
in the Insurance industry
Industry Median: 6.85 vs DFM:SALAMA: -3.37

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-09), Islamic Arab Insurance Co's stock price is د.إ0.987. Islamic Arab Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.029. Therefore, Islamic Arab Insurance Co's PE Ratio (TTM) for today is 34.03.


Islamic Arab Insurance Co  (DFM:SALAMA) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Islamic Arab Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.987/0.029
=34.03

Islamic Arab Insurance Co's share price for today is د.إ0.987.
Islamic Arab Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.029.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Islamic Arab Insurance Co EV-to-OCF Related Terms


Islamic Arab Insurance Co EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co EV-to-OCF Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.79 -0.95 4.46 -3.91 -1.67

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.64 -1.91 -1.41 -1.67 0.03

DFM:SALAMA vs BRK.A, AIG, HIG: EV-to-OCF Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co EV-to-OCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's EV-to-OCF falls into.


DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic Arab Insurance Co EV-to-OCF Calculation

Islamic Arab Insurance Co's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=552.767/-163.937
=-3.37

Islamic Arab Insurance Co's current Enterprise Value is د.إ552.8 Mil.
Islamic Arab Insurance Co's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-163.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -3.37 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a EV-to-OCF of -3.37 as of Aug. 09, 2026. According to the industry distribution chart, Islamic Arab Insurance Co ranks #78 out of 504 companies in the Insurance industry, placing it in the top 15.5%.
Is Islamic Arab Insurance Co's EV-to-OCF too high?
Islamic Arab Insurance Co's current EV-to-OCF is -3.37. Based on the distribution chart, Islamic Arab Insurance Co ranks #78 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #78 out of 504 companies for EV-to-OCF. This places Islamic Arab Insurance Co in the top 16% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.85, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current EV-to-OCF is -3.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ0.84, compared to a current price of د.إ0.99 — trading 17.5% above its estimated fair value. The current EV-to-OCF is -3.37. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current EV-to-OCF is -3.37 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued. The current stock price of د.إ0.99 is trading 17.5% above its estimated GF Value™ of د.إ0.84. GuruFocus considers Islamic Arab Insurance Co to be Modestly Overvalued.

Key valuation signals for DFM:SALAMA:

  • EV-to-OCF: -3.37
  • GF Value™: د.إ0.84 vs. price of د.إ0.99 (17.5% above fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.99
Price
د.إ0.84
GF Value