Islamic Arab Insurance Co (DFM:SALAMA) Retained Earnings: د.إ-12.5 Mil (As of Mar. 2026)


DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.82
GF Value د.إ0.84
Valuation Fairly Valued
! 2 Warning Signs
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What is Islamic Arab Insurance Co Retained Earnings?

Islamic Arab Insurance Co DFM:SALAMA -2.15% 42 Retained Earnings is د.إ-12.5 Mil as of Mar. 2026. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.84 (Fairly Valued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Islamic Arab Insurance Co's retained earnings for the quarter that ended in Mar. 2026 was د.إ-12.5 Mil.

Islamic Arab Insurance Co's quarterly retained earnings increased from Sep. 2025 (د.إ-440.3 Mil) to Dec. 2025 (د.إ-18.8 Mil) and increased from Dec. 2025 (د.إ-18.8 Mil) to Mar. 2026 (د.إ-12.5 Mil).

Islamic Arab Insurance Co's annual retained earnings increased from Dec. 2023 (د.إ-452.4 Mil) to Dec. 2024 (د.إ-443.9 Mil) and increased from Dec. 2024 (د.إ-443.9 Mil) to Dec. 2025 (د.إ-18.8 Mil).


Islamic Arab Insurance Co  (DFM:SALAMA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Islamic Arab Insurance Co Retained Earnings Historical Data

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The historical data trend for Islamic Arab Insurance Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co Retained Earnings Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -357.88 -660.38 -452.39 -443.86 -18.82

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -445.35 -440.68 -440.29 -18.82 -12.47
DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Islamic Arab Insurance Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ-12.5 Mil mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Retained Earnings of د.إ-12.5 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Islamic Arab Insurance Co and its competitors.
Is Islamic Arab Insurance Co's Retained Earnings too high?
Islamic Arab Insurance Co's current Retained Earnings is د.إ-12.5 Mil. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Retained Earnings compare to BRK.A and AIG?
Islamic Arab Insurance Co's Retained Earnings of د.إ-12.5 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Islamic Arab Insurance Co and its competitors. Islamic Arab Insurance Co's current Retained Earnings is د.إ-12.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.84, compared to a current price of د.إ0.82 — trading 2.3% below its estimated fair value. The current Retained Earnings is د.إ-12.5 Mil. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Retained Earnings is د.إ-12.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be undervalued. The current stock price of د.إ0.82 is trading 2.3% below its estimated GF Value™ of د.إ0.84. GuruFocus considers Islamic Arab Insurance Co to be Fairly Valued.

Key valuation signals for DFM:SALAMA:

  • Retained Earnings: د.إ-12.5 Mil
  • GF Value™: د.إ0.84 vs. price of د.إ0.82 (2.3% below fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.82
Price
د.إ0.84
GF Value