Islamic Arab Insurance Co (DFM:SALAMA) Pretax Margin %: 14.70% (As of Mar. 2026) — 166% Above Median


DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.79
GF Value د.إ0.83
Valuation Fairly Valued
! 1 Warning Sign
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What is Islamic Arab Insurance Co Pretax Margin %?

Islamic Arab Insurance Co DFM:SALAMA +1.28% 42 Pretax Margin % is 14.70% as of Mar. 2026, which is 166% above its 10-year median of 5.53. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.83 (Fairly Valued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Islamic Arab Insurance Co ranks worse than 82.14% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Islamic Arab Insurance Co's Pre-Tax Income for the three months ended in Mar. 2026 was د.إ18.5 Mil. Islamic Arab Insurance Co's Revenue for the three months ended in Mar. 2026 was د.إ125.8 Mil. Therefore, Islamic Arab Insurance Co's pretax margin for the quarter that ended in Mar. 2026 was 14.70%.

The historical rank and industry rank for Islamic Arab Insurance Co's Pretax Margin % or its related term are showing as below:

DFM:SALAMA' s Pretax Margin % Range Over the Past 10 Years
Min: -15.97   Med: 5.53   Max: 20.98
Current: 3.33


DFM:SALAMA's Pretax Margin % is ranked worse than
82.14% of 504 companies
in the Insurance industry
Industry Median: 11.98 vs DFM:SALAMA: 3.33

Islamic Arab Insurance Co  (DFM:SALAMA) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Islamic Arab Insurance Co Pretax Margin % Related Terms


Islamic Arab Insurance Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co Pretax Margin % Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.14 5.73 -11.98 3.83 1.91

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.79 3.49 1.28 -0.53 14.70

DFM:SALAMA vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's Pretax Margin % falls into.


DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Islamic Arab Insurance Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Islamic Arab Insurance Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=16.78/877.514
=1.91 %

Islamic Arab Insurance Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=18.486/125.767
=14.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 14.70% mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Pretax Margin % of 14.70% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Islamic Arab Insurance Co and its competitors. This is 166% above median its historical median of 5.53. According to the industry distribution chart, Islamic Arab Insurance Co ranks #414 out of 504 companies in the Insurance industry, placing it in the top 82.1%.
Is Islamic Arab Insurance Co's Pretax Margin % too high?
Islamic Arab Insurance Co's current Pretax Margin % of 14.70% is 166% above median its 10-year median of 5.53. The Insurance industry median Pretax Margin % is 11.98. Islamic Arab Insurance Co's value of 14.70% is 22.7% above this industry median. Based on the distribution chart, Islamic Arab Insurance Co ranks #414 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #414 out of 504 companies for Pretax Margin %. This places Islamic Arab Insurance Co in the lower half of its industry. The industry median Pretax Margin % is 11.98. Islamic Arab Insurance Co's value of 14.70% is 22.7% above this benchmark. While the company's 10-year median is 5.53 vs. the industry median of 11.98, Islamic Arab Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islamic Arab Insurance Co's current Pretax Margin % of 14.70% is 22.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current Pretax Margin % is 14.70%, which is 166% above median its own 10-year median of 5.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.83, compared to a current price of د.إ0.79 — trading 4.8% below its estimated fair value. The current Pretax Margin % is 14.70%, which is 166% above median its 10-year median of 5.53 and 22.7% above the Insurance industry median of 11.98. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Pretax Margin % is 14.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be undervalued. The current stock price of د.إ0.79 is trading 4.8% below its estimated GF Value™ of د.إ0.83. GuruFocus considers Islamic Arab Insurance Co to be Fairly Valued.

Key valuation signals for DFM:SALAMA:

  • Pretax Margin %: 14.70% (166% above median its 10-year median of 5.53)
  • GF Value™: د.إ0.83 vs. price of د.إ0.79 (4.8% below fair value)
  • GF Score™: 42/100 with 1 warning sign
  • Industry Position: 22.7% above the Insurance median (#414 of 504)

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.79
Price
د.إ0.83
GF Value