Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Islamic Arab Insurance Co's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Islamic Arab Insurance Co was 8.30. The lowest was 0.24. And the median was 0.57.
DFM:SALAMA's Price-to-Projected-FCF is not ranked *
in the Insurance industry.
Industry Median: 0.76 * Ranked among companies with meaningful Price-to-Projected-FCF only.
Islamic Arab Insurance Co (DFM:SALAMA) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Islamic Arab Insurance Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
1.36
/
-0.16256321896046
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic Arab Insurance Co Intrinsic Value: Projected FCF Related Terms
Islamic Arab Insurance Co Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Islamic Arab Insurance Co's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic Arab Insurance Co Intrinsic Value: Projected FCF Chart
DFM:SALAMA vs BRK.A, AIG, HIG: Intrinsic Value: Projected FCF Comparison
For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic Arab Insurance Co Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Islamic Arab Insurance Co's Price-to-Projected-FCF falls into.
Islamic Arab Insurance Co Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of د.إ-0.16 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Intrinsic Value: Projected FCF of د.إ-0.16 as of Sep. 04, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Islamic Arab Insurance Co and its competitors. According to the industry distribution chart, Islamic Arab Insurance Co ranks #999999 out of 394 companies in the Insurance industry.
Is Islamic Arab Insurance Co's Intrinsic Value: Projected FCF too high?
Islamic Arab Insurance Co's current Intrinsic Value: Projected FCF is د.إ-0.16. Based on the distribution chart, Islamic Arab Insurance Co ranks #999999 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islamic Arab Insurance Co has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Intrinsic Value: Projected FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #999999 out of 394 companies for Intrinsic Value: Projected FCF. This places Islamic Arab Insurance Co in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current Intrinsic Value: Projected FCF is د.إ-0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ0.65, compared to a current price of د.إ1.36 — trading 109.2% above its estimated fair value. The current Intrinsic Value: Projected FCF is د.إ-0.16. Islamic Arab Insurance Co's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Intrinsic Value: Projected FCF is د.إ-0.16 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.36 is trading 109.2% above its estimated GF Value™ of د.إ0.65.
GuruFocus considers Islamic Arab Insurance Co to be Significantly Overvalued.
Key valuation signals for DFM:SALAMA:
Intrinsic Value: Projected FCF: د.إ-0.16
GF Value™: د.إ0.65 vs. price of د.إ1.36 (109.2% above fair value)
No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
41GF Score
Get the complete analysis for DFM:SALAMA
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:SALAMA has been successfully added to your 
