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Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue.
Islamic Arab Insurance Co's Degree of Operating Leverage for the quarter that ended in Jun. 2026 was 0.00. The higher Degree of Operating Leverage, the higher operating risk the company will take.
The industry rank for Islamic Arab Insurance Co's Degree of Operating Leverage or its related term are showing as below:
DFM:SALAMA's Degree of Operating Leverage is not ranked *
in the Insurance industry.
Industry Median: 1.09 * Ranked among companies with meaningful Degree of Operating Leverage only.
Islamic Arab Insurance Co (DFM:SALAMA) Degree of Operating Leverage Explanation
Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.
A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.
Be Aware
The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.
Islamic Arab Insurance Co Degree of Operating Leverage Related Terms
Islamic Arab Insurance Co Degree of Operating Leverage Historical Data
* Premium members only.
The historical data trend for Islamic Arab Insurance Co's Degree of Operating Leverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic Arab Insurance Co Degree of Operating Leverage Chart
DFM:SALAMA vs BRK.A, AIG, HIG: Degree of Operating Leverage Comparison
For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic Arab Insurance Co Degree of Operating Leverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Degree of Operating Leverage distribution charts can be found below:
* The bar in red indicates where Islamic Arab Insurance Co's Degree of Operating Leverage falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
What does a Degree of Operating Leverage of 0.00 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Degree of Operating Leverage of 0.00 as of Jun. 2026. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Islamic Arab Insurance Co and its competitors. According to the industry distribution chart, Islamic Arab Insurance Co ranks #999999 out of 356 companies in the Insurance industry.
Is Islamic Arab Insurance Co's Degree of Operating Leverage too high?
Islamic Arab Insurance Co's current Degree of Operating Leverage is 0.00. Based on the distribution chart, Islamic Arab Insurance Co ranks #999999 out of 356 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islamic Arab Insurance Co has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Degree of Operating Leverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #999999 out of 356 companies for Degree of Operating Leverage. This places Islamic Arab Insurance Co in the lower half of its industry. The industry median Degree of Operating Leverage is 1.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for an Insurance company?
The median Degree of Operating Leverage among Insurance companies is 1.09, based on 356 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median Degree of Operating Leverage is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current Degree of Operating Leverage is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ0.65, compared to a current price of د.إ1.49 — trading 129.2% above its estimated fair value. The current Degree of Operating Leverage is 0.00. Islamic Arab Insurance Co's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Degree of Operating Leverage is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued.
The current stock price of د.إ1.49 is trading 129.2% above its estimated GF Value™ of د.إ0.65.
GuruFocus considers Islamic Arab Insurance Co to be Significantly Overvalued.
Key valuation signals for DFM:SALAMA:
Degree of Operating Leverage: 0.00
GF Value™: د.إ0.65 vs. price of د.إ1.49 (129.2% above fair value)
No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
41GF Score
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