Islamic Arab Insurance Co (DFM:SALAMA) Policy Acquisition Expense: د.إ213 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
41 GF Score
Price د.إ1.25
GF Value د.إ0.64
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Islamic Arab Insurance Co Policy Acquisition Expense?

Islamic Arab Insurance Co DFM:SALAMA 41 Policy Acquisition Expense is د.إ213 Mil as of Jun. 2026. GuruFocus rates DFM:SALAMA with a GF Score™ of 41/100 and a GF Value™ of د.إ0.64 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Policy acquisition expense is the expenses incurred by insurance companies in activities such as marketing, advertising, commissions etc. Islamic Arab Insurance Co's policy acquisition expense for the three months ended in Jun. 2026 was د.إ50 Mil. Its policy acquisition expense for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ213 Mil.


Islamic Arab Insurance Co Policy Acquisition Expense Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's Policy Acquisition Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co Policy Acquisition Expense Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Policy Acquisition Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -23.69 -2.95 195.76 231.46

Islamic Arab Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Policy Acquisition Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 60.32 52.05 51.01 50.10
DFM:SALAMA
41GF Score
Islamic Arab Insurance Co DFM:SALAMA
Policy Acquisition Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic Arab Insurance Co Policy Acquisition Expense Calculation

Expenses incurred by insurance companies in activities such as marketing, advertising, commissions etc.

Policy Acquisition Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ213 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Policy Acquisition Expense of د.إ213 Mil mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Policy Acquisition Expense of د.إ213 Mil as of Jun. 2026. Policy acquisition expenses are costs insurance companies incur through marketing and commissions. View historical data on Islamic Arab Insurance Co and its competitors.
Is Islamic Arab Insurance Co's Policy Acquisition Expense too high?
Islamic Arab Insurance Co's current Policy Acquisition Expense is د.إ213 Mil. Overall, Islamic Arab Insurance Co has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Policy Acquisition Expense compare to BRK.A and AIG?
Islamic Arab Insurance Co's Policy Acquisition Expense of د.إ213 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Policy Acquisition Expense for an Insurance company?
A good Policy Acquisition Expense depends on the Insurance industry context. However, Policy Acquisition Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Policy Acquisition Expense mean?
A high Policy Acquisition Expense can signal that a stock is expensive relative to its fundamentals. Policy acquisition expenses are costs insurance companies incur through marketing and commissions. View historical data on Islamic Arab Insurance Co and its competitors. Islamic Arab Insurance Co's current Policy Acquisition Expense is د.إ213 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ0.64, compared to a current price of د.إ1.25 — trading 95.3% above its estimated fair value. The current Policy Acquisition Expense is د.إ213 Mil. Islamic Arab Insurance Co's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Policy Acquisition Expense calculated?
Policy Acquisition Expense is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Policy Acquisition Expense is د.إ213 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued. The current stock price of د.إ1.25 is trading 95.3% above its estimated GF Value™ of د.إ0.64. GuruFocus considers Islamic Arab Insurance Co to be Significantly Overvalued.

Key valuation signals for DFM:SALAMA:

  • Policy Acquisition Expense: د.إ213 Mil
  • GF Value™: د.إ0.64 vs. price of د.إ1.25 (95.3% above fair value)
  • GF Score™: 41/100 with 3 warning signs

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
41GF Score

Get the complete analysis for DFM:SALAMA

Policy Acquisition Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.25
Price
د.إ0.64
GF Value