Islamic Arab Insurance Co (DFM:SALAMA) Liabilities-to-Assets : 0.84 (As of Mar. 2026)

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DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.96
GF Value د.إ0.84
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Islamic Arab Insurance Co Liabilities-to-Assets?

Islamic Arab Insurance Co DFM:SALAMA +0.63% 42 Liabilities-to-Assets is 0.84 as of Mar. 2026. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.84 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Islamic Arab Insurance Co's Total Liabilities for the quarter that ended in Mar. 2026 was د.إ2,719.9 Mil. Islamic Arab Insurance Co's Total Assets for the quarter that ended in Mar. 2026 was د.إ3,224.9 Mil. Therefore, Islamic Arab Insurance Co's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.84.


Islamic Arab Insurance Co  (DFM:SALAMA) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Islamic Arab Insurance Co Liabilities-to-Assets Related Terms


Islamic Arab Insurance Co Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co Liabilities-to-Assets Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 0.84 0.89 0.90 0.89

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.89 0.89 0.89 0.84

DFM:SALAMA vs BRK.A, AIG, HIG: Liabilities-to-Assets Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's Liabilities-to-Assets falls into.


DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic Arab Insurance Co Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Islamic Arab Insurance Co's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=2876.118/3236.142
=0.89

Islamic Arab Insurance Co's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 is calculated as

Liabilities-to-Assets (Q: Mar. 2026 )=Total Liabilities/Total Assets
=2719.893/3224.914
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.84 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Liabilities-to-Assets of 0.84 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Islamic Arab Insurance Co and its competitors.
Is Islamic Arab Insurance Co's Liabilities-to-Assets too high?
Islamic Arab Insurance Co's current Liabilities-to-Assets is 0.84. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Liabilities-to-Assets compare to BRK.A and AIG?
Islamic Arab Insurance Co's Liabilities-to-Assets of 0.84 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Islamic Arab Insurance Co and its competitors. Islamic Arab Insurance Co's current Liabilities-to-Assets is 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ0.84, compared to a current price of د.إ0.96 — trading 13.8% above its estimated fair value. The current Liabilities-to-Assets is 0.84. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Liabilities-to-Assets is 0.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued. The current stock price of د.إ0.96 is trading 13.8% above its estimated GF Value™ of د.إ0.84. GuruFocus considers Islamic Arab Insurance Co to be Modestly Overvalued.

Key valuation signals for DFM:SALAMA:

  • Liabilities-to-Assets: 0.84
  • GF Value™: د.إ0.84 vs. price of د.إ0.96 (13.8% above fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.96
Price
د.إ0.84
GF Value