Islamic Arab Insurance Co (DFM:SALAMA) Cyclically Adjusted FCF per Share: د.إ0.05 (As of Mar. 2026)


DFM:SALAMA Islamic Arab Insurance Co DFM:SALAMA
42 GF Score
Price د.إ0.80
GF Value د.إ0.84
Valuation Fairly Valued
! 2 Warning Signs
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What is Islamic Arab Insurance Co Cyclically Adjusted FCF per Share?

Islamic Arab Insurance Co DFM:SALAMA -1.60% 42 Cyclically Adjusted FCF per Share is د.إ0.05 as of Mar. 2026. GuruFocus rates DFM:SALAMA with a GF Score™ of 42/100 and a GF Value™ of د.إ0.84 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Islamic Arab Insurance Co's adjusted free cash flow per share for the three months ended in Mar. 2026 was د.إ-0.369. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is د.إ0.05 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Islamic Arab Insurance Co's average Cyclically Adjusted FCF Growth Rate was -16.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Islamic Arab Insurance Co was -15.70% per year. The lowest was -85.90% per year. And the median was -66.10% per year.

As of today (2026-07-06), Islamic Arab Insurance Co's current stock price is د.إ0.798. Islamic Arab Insurance Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was د.إ0.05. Islamic Arab Insurance Co's Cyclically Adjusted Price-to-FCF of today is 15.96.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Islamic Arab Insurance Co was 29.10. The lowest was 0.01. And the median was 6.33.


Islamic Arab Insurance Co  (DFM:SALAMA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Islamic Arab Insurance Co's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=0.798/0.05
=15.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Islamic Arab Insurance Co was 29.10. The lowest was 0.01. And the median was 6.33.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Islamic Arab Insurance Co Cyclically Adjusted FCF per Share Related Terms


Islamic Arab Insurance Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Islamic Arab Insurance Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Islamic Arab Insurance Co Cyclically Adjusted FCF per Share Chart

Islamic Arab Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 -0.01 0.02 0.06 0.09

Islamic Arab Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.08 0.11 0.09 0.05

DFM:SALAMA vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Islamic Arab Insurance Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Islamic Arab Insurance Co's Cyclically Adjusted Price-to-FCF falls into.


DFM:SALAMA
42GF Score
Islamic Arab Insurance Co DFM:SALAMA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Islamic Arab Insurance Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Islamic Arab Insurance Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.369/330.2130*330.2130
=-0.369

Current CPI (Mar. 2026) = 330.2130.

Islamic Arab Insurance Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.067 241.018 -0.092
201609 0.009 241.428 0.012
201612 0.286 241.432 0.391
201703 0.046 243.801 0.062
201706 0.016 244.955 0.022
201709 -0.013 246.819 -0.017
201712 0.364 246.524 0.488
201803 0.041 249.554 0.054
201806 0.051 251.989 0.067
201809 0.045 252.439 0.059
201812 0.023 251.233 0.030
201903 0.026 254.202 0.034
201906 0.027 256.143 0.035
201909 0.030 256.759 0.039
201912 -0.027 256.974 -0.035
202003 -0.007 258.115 -0.009
202006 0.116 257.797 0.149
202009 0.009 260.280 0.011
202012 -0.017 260.474 -0.022
202103 0.092 264.877 0.115
202106 0.086 271.696 0.105
202109 0.143 274.310 0.172
202112 0.024 278.802 0.028
202203 0.208 287.504 0.239
202206 -0.338 296.311 -0.377
202209 0.033 296.808 0.037
202212 -0.581 296.797 -0.646
202303 -0.055 301.836 -0.060
202306 0.026 305.109 0.028
202309 0.013 307.789 0.014
202312 0.125 306.746 0.135
202403 0.018 312.332 0.019
202406 -0.005 314.175 -0.005
202409 0.025 315.301 0.026
202412 -0.126 315.605 -0.132
202503 -0.078 319.799 -0.081
202506 0.052 322.561 0.053
202509 -0.032 324.800 -0.033
202512 -0.009 324.054 -0.009
202603 -0.369 330.213 -0.369

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of د.إ0.05 mean?
Islamic Arab Insurance Co (DFM:SALAMA) has a Cyclically Adjusted FCF per Share of د.إ0.05 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Islamic Arab Insurance Co and its competitors.
Is Islamic Arab Insurance Co's Cyclically Adjusted FCF per Share too high?
Islamic Arab Insurance Co's current Cyclically Adjusted FCF per Share is د.إ0.05. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Islamic Arab Insurance Co's Cyclically Adjusted FCF per Share of د.إ0.05 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Islamic Arab Insurance Co and its competitors. Islamic Arab Insurance Co's current Cyclically Adjusted FCF per Share is د.إ0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Fairly Valued. The stock's GF Value™ is د.إ0.84, compared to a current price of د.إ0.80 — trading 5% below its estimated fair value. The current Cyclically Adjusted FCF per Share is د.إ0.05. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current Cyclically Adjusted FCF per Share is د.إ0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?

Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be undervalued. The current stock price of د.إ0.80 is trading 5% below its estimated GF Value™ of د.إ0.84. GuruFocus considers Islamic Arab Insurance Co to be Fairly Valued.

Key valuation signals for DFM:SALAMA:

  • Cyclically Adjusted FCF per Share: د.إ0.05
  • GF Value™: د.إ0.84 vs. price of د.إ0.80 (5% below fair value)
  • GF Score™: 42/100 with 2 warning signs

No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Islamic Arab Insurance Co Business Description

Address Sheikh Rashid Road, Block A, 4th Floor, Spectrum Building, P.O. Box 10214, Oud Metha, Dubai, ARE
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score

Get the complete analysis for DFM:SALAMA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.80
Price
د.إ0.84
GF Value