COL Financial GroupPHS:COL +1.49%74 Cyclically Adjusted PS Ratio is 6.18 as of Jul. 06, 2026, which is 42% below its 10-year median of 10.65. GuruFocus rates PHS:COL with a GF Score™ of 74/100 and a GF Value™ of ₱1.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 602 Capital Markets companies, COL Financial Group ranks worse than 66.61% on this metric.
The historical rank and industry rank for COL Financial Group's Cyclically Adjusted PS Ratio or its related term are showing as below:
PHS:COL'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 5.91 Med: 10.65 Max: 23.8
Current: 6.12
During the past years, COL Financial Group's highest Cyclically Adjusted PS Ratio was 23.80. The lowest was 5.91. And the median was 10.65.
PHS:COL's Cyclically Adjusted PS Ratio is ranked worse than 66.61% of 602
companies
in the Capital Markets industry
Industry Median: 3.295
vs PHS:COL: 6.12
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
COL Financial Group's adjusted revenue per share data for the three months ended in Mar. 2026 was ₱0.052. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₱0.22 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
COL Financial Group (PHS:COL) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
COL Financial Group Cyclically Adjusted PS Ratio Related Terms
COL Financial Group Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for COL Financial Group's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COL Financial Group Cyclically Adjusted PS Ratio Chart
PHS:COL vs MS, GS, SCHW: Cyclically Adjusted PS Ratio Comparison
For the Capital Markets subindustry, COL Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COL Financial Group Cyclically Adjusted PS Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COL Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where COL Financial Group's Cyclically Adjusted PS Ratio falls into.
COL Financial Group Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
COL Financial Group's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 6.18 mean?
COL Financial Group (PHS:COL) has a Cyclically Adjusted PS Ratio of 6.18 as of Jul. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on COL Financial Group and its competitors. This is 42% below median its historical median of 10.65. Over the past decade, COL Financial Group's Cyclically Adjusted PS Ratio has ranged from 5.91 to 23.80. According to the industry distribution chart, COL Financial Group ranks #401 out of 602 companies in the Capital Markets industry, placing it in the top 66.6%.
Is COL Financial Group's Cyclically Adjusted PS Ratio too high?
COL Financial Group's current Cyclically Adjusted PS Ratio of 6.18 is 42% below median its 10-year median of 10.65. Over the past 10 years, this metric has ranged from a low of 5.91 to a high of 23.80. The Capital Markets industry median Cyclically Adjusted PS Ratio is 3.30. COL Financial Group's value of 6.18 is 87.6% above this industry median. Based on the distribution chart, COL Financial Group ranks #401 out of 602 companies in the Capital Markets industry, which is below the industry midpoint. Overall, COL Financial Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's Cyclically Adjusted PS Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #401 out of 602 companies for Cyclically Adjusted PS Ratio. This places COL Financial Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.30. COL Financial Group's value of 6.18 is 87.6% above this benchmark. Historically, COL Financial Group's own Cyclically Adjusted PS Ratio has ranged from 5.91 to 23.80 over the past decade. While the company's 10-year median is 10.65 vs. the industry median of 3.30, COL Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Capital Markets company?
The median Cyclically Adjusted PS Ratio among Capital Markets companies is 3.30, based on 602 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COL Financial Group's current Cyclically Adjusted PS Ratio of 6.18 is 87.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on COL Financial Group and its competitors. For the Capital Markets industry, the median Cyclically Adjusted PS Ratio is 3.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current Cyclically Adjusted PS Ratio is 6.18, which is 42% below median its own 10-year median of 10.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.77, compared to a current price of ₱1.36 — trading 23.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.18, which is 42% below median its 10-year median of 10.65 and 87.6% above the Capital Markets industry median of 3.30. COL Financial Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current Cyclically Adjusted PS Ratio is 6.18 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COL Financial Group (PHS:COL) Overvalued in 2026?
Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued.
The current stock price of ₱1.36 is trading 23.2% below its estimated GF Value™ of ₱1.77.
GuruFocus considers COL Financial Group to be Modestly Undervalued.
Key valuation signals for PHS:COL:
Cyclically Adjusted PS Ratio: 6.18 (42% below median its 10-year median of 10.65)
GF Value™: ₱1.77 vs. price of ₱1.36 (23.2% below fair value)
Industry Position: 87.6% above the Capital Markets median (#401 of 602)
No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
74GF Score
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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