COL Financial Group (PHS:COL) ROE % Adjusted to Book Value: 6.94% (As of Mar. 2026)


PHS:COL COL Financial Group Inc PHS:COL
74 GF Score
Price ₱1.33
GF Value ₱1.76
Valuation Modestly Undervalued
! 3 Warning Signs
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What is COL Financial Group ROE % Adjusted to Book Value?

COL Financial Group PHS:COL +2.31% 74 ROE % Adjusted to Book Value is 6.94% as of Mar. 2026. GuruFocus rates PHS:COL with a GF Score™ of 74/100 and a GF Value™ of ₱1.76 (Modestly Undervalued). The stock has 3 warning signs investors should review.

COL Financial Group's ROE % for the quarter that ended in Mar. 2026 was 21.87%. COL Financial Group's PB Ratio for the quarter that ended in Mar. 2026 was 3.15. COL Financial Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.94%.


COL Financial Group ROE % Adjusted to Book Value Related Terms


COL Financial Group ROE % Adjusted to Book Value Historical Data

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The historical data trend for COL Financial Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

COL Financial Group ROE % Adjusted to Book Value Chart

COL Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.16 1.55 3.54 5.15 6.30

COL Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.76 5.24 8.17 4.00 6.94

PHS:COL vs MS, GS, SCHW: ROE % Adjusted to Book Value Comparison

For the Capital Markets subindustry, COL Financial Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


COL Financial Group ROE % Adjusted to Book Value vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, COL Financial Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where COL Financial Group's ROE % Adjusted to Book Value falls into.


PHS:COL
74GF Score
COL Financial Group Inc PHS:COL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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COL Financial Group ROE % Adjusted to Book Value Calculation

COL Financial Group's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.22% / 3.37
=6.30%

COL Financial Group's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.87% / 3.15
=6.94%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.94% mean?
COL Financial Group (PHS:COL) has a ROE % Adjusted to Book Value of 6.94% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on COL Financial Group and its competitors.
Is COL Financial Group's ROE % Adjusted to Book Value too high?
COL Financial Group's current ROE % Adjusted to Book Value is 6.94%. Overall, COL Financial Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's ROE % Adjusted to Book Value compare to MS and GS?
COL Financial Group's ROE % Adjusted to Book Value of 6.94% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Capital Markets company?
A good ROE % Adjusted to Book Value depends on the Capital Markets industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on COL Financial Group and its competitors. COL Financial Group's current ROE % Adjusted to Book Value is 6.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.76, compared to a current price of ₱1.33 — trading 24.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.94%. COL Financial Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current ROE % Adjusted to Book Value is 6.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is COL Financial Group (PHS:COL) Overvalued in 2026?

Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued. The current stock price of ₱1.33 is trading 24.4% below its estimated GF Value™ of ₱1.76. GuruFocus considers COL Financial Group to be Modestly Undervalued.

Key valuation signals for PHS:COL:

  • ROE % Adjusted to Book Value: 6.94%
  • GF Value™: ₱1.76 vs. price of ₱1.33 (24.4% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


COL Financial Group Business Description

Address Exchange Road, 24th Floor East Tower, Tektite Towers, Ortigas Center, Pasig City, PHL, 1605
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
74GF Score

Get the complete analysis for PHS:COL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.33
Price
₱1.76
GF Value