COL Financial Group (PHS:COL) FCF Margin %: 723.62% (As of Mar. 2026) — 4119% Above Median


PHS:COL COL Financial Group Inc PHS:COL
74 GF Score
Price ₱1.30
GF Value ₱1.76
Valuation Modestly Undervalued
! 3 Warning Signs
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What is COL Financial Group FCF Margin %?

COL Financial Group PHS:COL 74 FCF Margin % is 723.62% as of Mar. 2026, which is 4119% above its 10-year median of 17.15. GuruFocus rates PHS:COL with a GF Score™ of 74/100 and a GF Value™ of ₱1.76 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 771 Capital Markets companies, COL Financial Group ranks better than 93.64% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. COL Financial Group's Free Cash Flow for the three months ended in Mar. 2026 was ₱2,237 Mil. COL Financial Group's Revenue for the three months ended in Mar. 2026 was ₱309 Mil. Therefore, COL Financial Group's FCF Margin % for the quarter that ended in Mar. 2026 was 723.62%.

As of today, COL Financial Group's current FCF Yield % is 33.88%.

The historical rank and industry rank for COL Financial Group's FCF Margin % or its related term are showing as below:

PHS:COL' s FCF Margin % Range Over the Past 10 Years
Min: -66.56   Med: 17.15   Max: 342.11
Current: 217.81


During the past 13 years, the highest FCF Margin % of COL Financial Group was 342.11%. The lowest was -66.56%. And the median was 17.15%.

PHS:COL's FCF Margin % is ranked better than
93.64% of 771 companies
in the Capital Markets industry
Industry Median: 0.9 vs PHS:COL: 217.81


COL Financial Group FCF Margin % Related Terms


COL Financial Group FCF Margin % Historical Data

* Premium members only.

The historical data trend for COL Financial Group's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

COL Financial Group FCF Margin % Chart

COL Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -17.96 40.37 -16.01 29.41 4.88

COL Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -118.31 199.52 42.10 -121.31 723.62

PHS:COL vs MS, GS, SCHW: FCF Margin % Comparison

For the Capital Markets subindustry, COL Financial Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


COL Financial Group FCF Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, COL Financial Group's FCF Margin % distribution charts can be found below:

* The bar in red indicates where COL Financial Group's FCF Margin % falls into.


PHS:COL
74GF Score
COL Financial Group Inc PHS:COL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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COL Financial Group FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

COL Financial Group's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=57.069/1169.269
=4.88 %

COL Financial Group's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2237.308/309.183
=723.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 723.62% mean?
COL Financial Group (PHS:COL) has a FCF Margin % of 723.62% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on COL Financial Group and its competitors. This is 4119% above median its historical median of 17.15. According to the industry distribution chart, COL Financial Group ranks #49 out of 771 companies in the Capital Markets industry, placing it in the top 6.4%.
Is COL Financial Group's FCF Margin % too high?
COL Financial Group's current FCF Margin % of 723.62% is 4119% above median its 10-year median of 17.15. The Capital Markets industry median FCF Margin % is 0.90. COL Financial Group's value of 723.62% is 80302.2% above this industry median. Based on the distribution chart, COL Financial Group ranks #49 out of 771 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, COL Financial Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's FCF Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #49 out of 771 companies for FCF Margin %. This places COL Financial Group in the top 6% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.90. COL Financial Group's value of 723.62% is 80302.2% above this benchmark. While the company's 10-year median is 17.15 vs. the industry median of 0.90, COL Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Capital Markets company?
The median FCF Margin % among Capital Markets companies is 0.90, based on 771 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COL Financial Group's current FCF Margin % of 723.62% is 80302.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on COL Financial Group and its competitors. For the Capital Markets industry, the median FCF Margin % is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current FCF Margin % is 723.62%, which is 4119% above median its own 10-year median of 17.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.76, compared to a current price of ₱1.30 — trading 26.1% below its estimated fair value. The current FCF Margin % is 723.62%, which is 4119% above median its 10-year median of 17.15 and 80302.2% above the Capital Markets industry median of 0.90. COL Financial Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current FCF Margin % is 723.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is COL Financial Group (PHS:COL) Overvalued in 2026?

Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued. The current stock price of ₱1.30 is trading 26.1% below its estimated GF Value™ of ₱1.76. GuruFocus considers COL Financial Group to be Modestly Undervalued.

Key valuation signals for PHS:COL:

  • FCF Margin %: 723.62% (4119% above median its 10-year median of 17.15)
  • GF Value™: ₱1.76 vs. price of ₱1.30 (26.1% below fair value)
  • GF Score™: 74/100 with 3 warning signs
  • Industry Position: 80302.2% above the Capital Markets median (#49 of 771)

No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


COL Financial Group Business Description

Address Exchange Road, 24th Floor East Tower, Tektite Towers, Ortigas Center, Pasig City, PHL, 1605
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
74GF Score

Get the complete analysis for PHS:COL

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.30
Price
₱1.76
GF Value