COL Financial Group (PHS:COL) EV-to-EBITDA: -5.50 (As of Jul. 19, 2026)

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PHS:COL COL Financial Group Inc PHS:COL
73 GF Score
Price ₱1.29
GF Value ₱1.78
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is COL Financial Group EV-to-EBITDA?

COL Financial Group PHS:COL -2.27% 73 EV-to-EBITDA is -5.50 as of Jul. 19, 2026. GuruFocus rates PHS:COL with a GF Score™ of 73/100 and a GF Value™ of ₱1.78 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 516 Capital Markets companies, COL Financial Group ranks better than 95.74% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, COL Financial Group's enterprise value is ₱-3,843 Mil. COL Financial Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₱699 Mil. Therefore, COL Financial Group's EV-to-EBITDA for today is -5.50.

The historical rank and industry rank for COL Financial Group's EV-to-EBITDA or its related term are showing as below:

PHS:COL' s EV-to-EBITDA Range Over the Past 10 Years
Min: -5.5   Med: -0.12   Max: 15.28
Current: -5.5

During the past 13 years, the highest EV-to-EBITDA of COL Financial Group was 15.28. The lowest was -5.50. And the median was -0.12.

PHS:COL's EV-to-EBITDA is ranked better than
95.74% of 516 companies
in the Capital Markets industry
Industry Median: 9.76 vs PHS:COL: -5.50

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-19), COL Financial Group's stock price is ₱1.29. COL Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱0.089. Therefore, COL Financial Group's PE Ratio (TTM) for today is 14.49.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


COL Financial Group  (PHS:COL) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

COL Financial Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.29/0.089
=14.49

COL Financial Group's share price for today is ₱1.29.
COL Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱0.089.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


COL Financial Group EV-to-EBITDA Related Terms


COL Financial Group EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for COL Financial Group's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

COL Financial Group EV-to-EBITDA Chart

COL Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.44 12.33 4.26 -0.58 -1.35

COL Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.95 -1.77 -1.39 -1.35 -4.56

PHS:COL vs MS, GS, SCHW: EV-to-EBITDA Comparison

For the Capital Markets subindustry, COL Financial Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


COL Financial Group EV-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, COL Financial Group's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where COL Financial Group's EV-to-EBITDA falls into.


PHS:COL
73GF Score
COL Financial Group Inc PHS:COL
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

COL Financial Group EV-to-EBITDA Calculation

COL Financial Group's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=-3843.482/698.625
=-5.50

COL Financial Group's current Enterprise Value is ₱-3,843 Mil.
COL Financial Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱699 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -5.50 mean?
COL Financial Group (PHS:COL) has a EV-to-EBITDA of -5.50 as of Jul. 19, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on COL Financial Group. According to the industry distribution chart, COL Financial Group ranks #22 out of 516 companies in the Capital Markets industry, placing it in the top 4.3%.
Is COL Financial Group's EV-to-EBITDA too high?
COL Financial Group's current EV-to-EBITDA is -5.50. Based on the distribution chart, COL Financial Group ranks #22 out of 516 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, COL Financial Group has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's EV-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #22 out of 516 companies for EV-to-EBITDA. This places COL Financial Group in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 9.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Capital Markets company?
The median EV-to-EBITDA among Capital Markets companies is 9.76, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on COL Financial Group. For the Capital Markets industry, the median EV-to-EBITDA is 9.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current EV-to-EBITDA is -5.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.78, compared to a current price of ₱1.29 — trading 27.5% below its estimated fair value. The current EV-to-EBITDA is -5.50. COL Financial Group's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current EV-to-EBITDA is -5.50 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is COL Financial Group (PHS:COL) Overvalued in 2026?

Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued. The current stock price of ₱1.29 is trading 27.5% below its estimated GF Value™ of ₱1.78. GuruFocus considers COL Financial Group to be Modestly Undervalued.

Key valuation signals for PHS:COL:

  • EV-to-EBITDA: -5.50
  • GF Value™: ₱1.78 vs. price of ₱1.29 (27.5% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


COL Financial Group Business Description

Address Exchange Road, 24th Floor East Tower, Tektite Towers, Ortigas Center, Pasig City, PHL, 1605
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
73GF Score

Get the complete analysis for PHS:COL

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.29
Price
₱1.78
GF Value