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COL Financial GroupPHS:COL 74 3-Year EPS without NRI Growth Rate is 27.00% as of Jun. 2026, which is 671% above its 10-year median of 3.50. GuruFocus rates PHS:COL with a GF Score™ of 74/100 and a GF Value™ of ₱1.64 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 585 Capital Markets companies, COL Financial Group ranks better than 63.76% on this metric.
During the past 12 months, COL Financial Group's average EPS without NRI Growth Rate was 3.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 27.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 1.80% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 3.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of COL Financial Group was 44.20% per year. The lowest was -20.00% per year. And the median was 3.50% per year.
COL Financial Group (PHS:COL) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
COL Financial Group 3-Year EPS without NRI Growth Rate Related Terms
PHS:COL vs MS, GS, SCHW: 3-Year EPS without NRI Growth Rate Comparison
For the Capital Markets subindustry, COL Financial Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COL Financial Group 3-Year EPS without NRI Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COL Financial Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where COL Financial Group's 3-Year EPS without NRI Growth Rate falls into.
COL Financial Group 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 27.00% mean?
COL Financial Group (PHS:COL) has a 3-Year EPS without NRI Growth Rate of 27.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for COL Financial Group and its competitors. This is 671% above median its historical median of 3.50. According to the industry distribution chart, COL Financial Group ranks #212 out of 585 companies in the Capital Markets industry, placing it in the top 36.2%.
Is COL Financial Group's 3-Year EPS without NRI Growth Rate too high?
COL Financial Group's current 3-Year EPS without NRI Growth Rate of 27.00% is 671% above median its 10-year median of 3.50. The Capital Markets industry median 3-Year EPS without NRI Growth Rate is 15.40. COL Financial Group's value of 27.00% is 75.3% above this industry median. Based on the distribution chart, COL Financial Group ranks #212 out of 585 companies in the Capital Markets industry, which is above the industry midpoint. Overall, COL Financial Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's 3-Year EPS without NRI Growth Rate compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #212 out of 585 companies for 3-Year EPS without NRI Growth Rate. This puts COL Financial Group in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 15.40. COL Financial Group's value of 27.00% is 75.3% above this benchmark. While the company's 10-year median is 3.50 vs. the industry median of 15.40, COL Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Capital Markets company?
The median 3-Year EPS without NRI Growth Rate among Capital Markets companies is 15.40, based on 585 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COL Financial Group's current 3-Year EPS without NRI Growth Rate of 27.00% is 75.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for COL Financial Group and its competitors. For the Capital Markets industry, the median 3-Year EPS without NRI Growth Rate is 15.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current 3-Year EPS without NRI Growth Rate is 27.00%, which is 671% above median its own 10-year median of 3.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.64, compared to a current price of ₱1.42 — trading 13.4% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 27.00%, which is 671% above median its 10-year median of 3.50 and 75.3% above the Capital Markets industry median of 15.40. COL Financial Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current 3-Year EPS without NRI Growth Rate is 27.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COL Financial Group (PHS:COL) Overvalued in 2026?
Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued.
The current stock price of ₱1.42 is trading 13.4% below its estimated GF Value™ of ₱1.64.
GuruFocus considers COL Financial Group to be Modestly Undervalued.
Key valuation signals for PHS:COL:
3-Year EPS without NRI Growth Rate: 27.00% (671% above median its 10-year median of 3.50)
GF Value™: ₱1.64 vs. price of ₱1.42 (13.4% below fair value)
Industry Position: 75.3% above the Capital Markets median (#212 of 585)
No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
74GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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