Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
COL Financial GroupPHS:COL 75 Shiller PE Ratio is 15.78 as of Aug. 25, 2026, which is 36% below its 10-year median of 24.80. GuruFocus rates PHS:COL with a GF Score™ of 75/100 and a GF Value™ of ₱1.64 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 471 Capital Markets companies, COL Financial Group ranks better than 64.33% on this metric.
The historical rank and industry rank for COL Financial Group's Shiller PE Ratio or its related term are showing as below:
PHS:COL'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 14.33 Med: 24.8 Max: 63.47
Current: 15.71
During the past years, COL Financial Group's highest Shiller PE Ratio was 63.47. The lowest was 14.33. And the median was 24.80.
PHS:COL's Shiller PE Ratio is ranked better than 64.33% of 471
companies
in the Capital Markets industry
Industry Median: 21.51
vs PHS:COL: 15.71
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
COL Financial Group's adjusted earnings per share data for the three months ended in Jun. 2026 was ₱0.020. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₱0.09 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
COL Financial Group (PHS:COL) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
COL Financial Group Shiller PE Ratio Related Terms
COL Financial Group Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for COL Financial Group's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:COL vs MS, GS, SCHW: Shiller PE Ratio Comparison
For the Capital Markets subindustry, COL Financial Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COL Financial Group Shiller PE Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COL Financial Group's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where COL Financial Group's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
COL Financial Group (PHS:COL) has a Shiller PE Ratio of 15.78 as of Aug. 25, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on COL Financial Group and its competitors. This is 36% below median its historical median of 24.80. Over the past decade, COL Financial Group's Shiller PE Ratio has ranged from 14.33 to 63.47. According to the industry distribution chart, COL Financial Group ranks #168 out of 471 companies in the Capital Markets industry, placing it in the top 35.7%.
Is COL Financial Group's Shiller PE Ratio too high?
COL Financial Group's current Shiller PE Ratio of 15.78 is 36% below median its 10-year median of 24.80. Over the past 10 years, this metric has ranged from a low of 14.33 to a high of 63.47. The Capital Markets industry median Shiller PE Ratio is 21.51. COL Financial Group's value of 15.78 is 26.6% below this industry median. Based on the distribution chart, COL Financial Group ranks #168 out of 471 companies in the Capital Markets industry, which is above the industry midpoint. Overall, COL Financial Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's Shiller PE Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #168 out of 471 companies for Shiller PE Ratio. This puts COL Financial Group in the upper half of its industry. The industry median Shiller PE Ratio is 21.51. COL Financial Group's value of 15.78 is 26.6% below this benchmark. Historically, COL Financial Group's own Shiller PE Ratio has ranged from 14.33 to 63.47 over the past decade. While the company's 10-year median is 24.80 vs. the industry median of 21.51, COL Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Capital Markets company?
The median Shiller PE Ratio among Capital Markets companies is 21.51, based on 471 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COL Financial Group's current Shiller PE Ratio of 15.78 is 26.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on COL Financial Group and its competitors. For the Capital Markets industry, the median Shiller PE Ratio is 21.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current Shiller PE Ratio is 15.78, which is 36% below median its own 10-year median of 24.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.64, compared to a current price of ₱1.42 — trading 13.4% below its estimated fair value. The current Shiller PE Ratio is 15.78, which is 36% below median its 10-year median of 24.80 and 26.6% below the Capital Markets industry median of 21.51. COL Financial Group's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current Shiller PE Ratio is 15.78 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COL Financial Group (PHS:COL) Overvalued in 2026?
Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued.
The current stock price of ₱1.42 is trading 13.4% below its estimated GF Value™ of ₱1.64.
GuruFocus considers COL Financial Group to be Modestly Undervalued.
Key valuation signals for PHS:COL:
Shiller PE Ratio: 15.78 (36% below median its 10-year median of 24.80)
GF Value™: ₱1.64 vs. price of ₱1.42 (13.4% below fair value)
Industry Position: 26.6% below the Capital Markets median (#168 of 471)
No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
75GF Score
Get the complete analysis for PHS:COL
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHS:COL has been successfully added to your 
