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COL Financial GroupPHS:COL 73 3-Year Dividend Growth Rate is -5.60% as of Jun. 2026. GuruFocus rates PHS:COL with a GF Score™ of 73/100 and a GF Value™ of ₱1.64 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 252 Capital Markets companies, COL Financial Group ranks worse than 78.17% on this metric.
The historical rank and industry rank for COL Financial Group's 3-Year Dividend Growth Rate or its related term are showing as below:
PHS:COL'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -13.7 Med: 8.4 Max: 71
Current: -5.6
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of COL Financial Group was 71.00% per year. The lowest was -13.70% per year. And the median was 8.40% per year.
PHS:COL's 3-Year Dividend Growth Rate is ranked worse than 78.17% of 252
companies
in the Capital Markets industry
Industry Median: 8.15
vs PHS:COL: -5.60
During the past 12 months, COL Financial Group's average Dividends Per Share Growth Rate was 18.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -5.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -0.80% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 5.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of COL Financial Group was 0.46. The lowest was 0.13. And the median was 0.18.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
COL Financial Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PHP 0.019400
2026-05-14
2026-05-15
2026-06-04
Cash Dividend
annually
PHP:PHP 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
COL Financial Group's Dividend Yield (%) for Today is calculated as
Current Share Price is ₱1.40.
COL Financial Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₱0.0194.
During the past 13 years, the highest Dividend Yield of COL Financial Group was 1.47%. The lowest was 0.37%. And the median was 0.80%.
Good Sign:
COL Financial Group Inc stock Dividend Yield % is close to 10-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COL Financial Group 3-Year Dividend Growth Rate Related Terms>
PHS:COL vs MS, GS, SCHW: 3-Year Dividend Growth Rate Comparison
For the Capital Markets subindustry, COL Financial Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COL Financial Group 3-Year Dividend Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COL Financial Group's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where COL Financial Group's 3-Year Dividend Growth Rate falls into.
COL Financial Group 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of -5.60% mean?
COL Financial Group (PHS:COL) has a 3-Year Dividend Growth Rate of -5.60% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on COL Financial Group and its competitors. According to the industry distribution chart, COL Financial Group ranks #197 out of 252 companies in the Capital Markets industry, placing it in the top 78.2%.
Is COL Financial Group's 3-Year Dividend Growth Rate too high?
COL Financial Group's current 3-Year Dividend Growth Rate is -5.60%. Based on the distribution chart, COL Financial Group ranks #197 out of 252 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, COL Financial Group has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's 3-Year Dividend Growth Rate compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #197 out of 252 companies for 3-Year Dividend Growth Rate. This places COL Financial Group in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Capital Markets company?
The median 3-Year Dividend Growth Rate among Capital Markets companies is 8.15, based on 252 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on COL Financial Group and its competitors. For the Capital Markets industry, the median 3-Year Dividend Growth Rate is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current 3-Year Dividend Growth Rate is -5.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.64, compared to a current price of ₱1.40 — trading 14.6% below its estimated fair value. The current 3-Year Dividend Growth Rate is -5.60%. COL Financial Group's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current 3-Year Dividend Growth Rate is -5.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COL Financial Group (PHS:COL) Overvalued in 2026?
Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued.
The current stock price of ₱1.40 is trading 14.6% below its estimated GF Value™ of ₱1.64.
GuruFocus considers COL Financial Group to be Modestly Undervalued.
Key valuation signals for PHS:COL:
3-Year Dividend Growth Rate: -5.60%
GF Value™: ₱1.64 vs. price of ₱1.40 (14.6% below fair value)
No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
73GF Score
Get the complete analysis for PHS:COL
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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