Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
COL Financial Group's operating assets for the quarter that ended in Mar. 2026 was ₱2,785 Mil. COL Financial Group's operating liabilities for the quarter that ended in Mar. 2026 was ₱11,661 Mil. COL Financial Group's Total Assets for the quarter that ended in Dec. 2025 was ₱12,111 Mil. Therefore, COL Financial Group's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.73.
COL Financial Group Scaled Net Operating Assets Related Terms
COL Financial Group Scaled Net Operating Assets Historical Data
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The historical data trend for COL Financial Group's Scaled Net Operating Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COL Financial Group Scaled Net Operating Assets Chart
PHS:COL vs MS, GS, SCHW: Scaled Net Operating Assets Comparison
For the Capital Markets subindustry, COL Financial Group's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COL Financial Group Scaled Net Operating Assets vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COL Financial Group's Scaled Net Operating Assets distribution charts can be found below:
* The bar in red indicates where COL Financial Group's Scaled Net Operating Assets falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Scaled Net Operating Assets of -0.73 mean?
COL Financial Group (PHS:COL) has a Scaled Net Operating Assets of -0.73 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on COL Financial Group and its competitors.
Is COL Financial Group's Scaled Net Operating Assets too high?
COL Financial Group's current Scaled Net Operating Assets is -0.73. Overall, COL Financial Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's Scaled Net Operating Assets compare to MS and GS?
COL Financial Group's Scaled Net Operating Assets of -0.73 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Capital Markets company?
A good Scaled Net Operating Assets depends on the Capital Markets industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on COL Financial Group and its competitors. COL Financial Group's current Scaled Net Operating Assets is -0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.76, compared to a current price of ₱1.33 — trading 24.4% below its estimated fair value. The current Scaled Net Operating Assets is -0.73. COL Financial Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current Scaled Net Operating Assets is -0.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COL Financial Group (PHS:COL) Overvalued in 2026?
Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued.
The current stock price of ₱1.33 is trading 24.4% below its estimated GF Value™ of ₱1.76.
GuruFocus considers COL Financial Group to be Modestly Undervalued.
Key valuation signals for PHS:COL:
Scaled Net Operating Assets: -0.73
GF Value™: ₱1.76 vs. price of ₱1.33 (24.4% below fair value)
No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
74GF Score
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