COL Financial Group (PHS:COL) Moat Score: 0/10 (As of Jun. 28, 2026)


PHS:COL COL Financial Group Inc PHS:COL
68 GF Score
Price ₱1.33
GF Value ₱1.76
Valuation Modestly Undervalued
! 3 Warning Signs
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What is COL Financial Group Moat Score?

COL Financial Group has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

COL Financial Group has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes COL Financial Group might have No Moat - No discernible moat.

COL Financial Group  (PHS:COL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

COL Financial Group Moat Score Related Terms

PHS:COL
68GF Score
COL Financial Group Inc PHS:COL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is COL Financial Group (PHS:COL) Overvalued in 2026?

Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued. The current stock price of ₱1.33 is trading 24.4% below its estimated GF Value™ of ₱1.76. GuruFocus considers COL Financial Group to be Modestly Undervalued.

Key valuation signals for PHS:COL:

  • Moat Score: 0
  • GF Value™: ₱1.76 vs. price of ₱1.33 (24.4% below fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

COL Financial Group Business Description

Address Exchange Road, 24th Floor East Tower, Tektite Towers, Ortigas Center, Pasig City, PHL, 1605
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
68GF Score

Get the complete analysis for PHS:COL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱1.33
Price
₱1.76
GF Value