COL Financial GroupPHS:COL 74 Pretax Margin % is 58.37% as of Mar. 2026, which is 10% above its 10-year median of 53.20. GuruFocus rates PHS:COL with a GF Score™ of 74/100 and a GF Value™ of ₱1.76 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 774 Capital Markets companies, COL Financial Group ranks better than 80.49% on this metric.
The historical rank and industry rank for COL Financial Group's Pretax Margin % or its related term are showing as below:
PHS:COL'
s Pretax Margin % Range Over the Past 10 Years
Min: 38.02 Med: 53.2 Max: 61.6
Current: 54.27
PHS:COL's Pretax Margin % is ranked better than 80.49% of 774
companies
in the Capital Markets industry
Industry Median: 20.32
vs PHS:COL: 54.27
COL Financial Group (PHS:COL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
COL Financial Group Pretax Margin % Related Terms
COL Financial Group Pretax Margin % Historical Data
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The historical data trend for COL Financial Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:COL vs MS, GS, SCHW: Pretax Margin % Comparison
For the Capital Markets subindustry, COL Financial Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COL Financial Group Pretax Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COL Financial Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where COL Financial Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COL Financial Group (PHS:COL) has a Pretax Margin % of 58.37% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on COL Financial Group and its competitors. This is 10% above median its historical median of 53.20. Over the past decade, COL Financial Group's Pretax Margin % has ranged from 38.02 to 61.60. According to the industry distribution chart, COL Financial Group ranks #151 out of 774 companies in the Capital Markets industry, placing it in the top 19.5%.
Is COL Financial Group's Pretax Margin % too high?
COL Financial Group's current Pretax Margin % of 58.37% is 10% above median its 10-year median of 53.20. Over the past 10 years, this metric has ranged from a low of 38.02 to a high of 61.60. The Capital Markets industry median Pretax Margin % is 20.32. COL Financial Group's value of 58.37% is 187.3% above this industry median. Based on the distribution chart, COL Financial Group ranks #151 out of 774 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, COL Financial Group has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does COL Financial Group's Pretax Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, COL Financial Group ranks #151 out of 774 companies for Pretax Margin %. This places COL Financial Group in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.32. COL Financial Group's value of 58.37% is 187.3% above this benchmark. Historically, COL Financial Group's own Pretax Margin % has ranged from 38.02 to 61.60 over the past decade. While the company's 10-year median is 53.20 vs. the industry median of 20.32, COL Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Capital Markets company?
The median Pretax Margin % among Capital Markets companies is 20.32, based on 774 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COL Financial Group's current Pretax Margin % of 58.37% is 187.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on COL Financial Group and its competitors. For the Capital Markets industry, the median Pretax Margin % is 20.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COL Financial Group's current Pretax Margin % is 58.37%, which is 10% above median its own 10-year median of 53.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COL Financial Group stock overvalued right now?
Based on GuruFocus' analysis, COL Financial Group (PHS:COL) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱1.76, compared to a current price of ₱1.30 — trading 26.1% below its estimated fair value. The current Pretax Margin % is 58.37%, which is 10% above median its 10-year median of 53.20 and 187.3% above the Capital Markets industry median of 20.32. COL Financial Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For COL Financial Group (PHS:COL), the current Pretax Margin % is 58.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COL Financial Group (PHS:COL) Overvalued in 2026?
Based on GuruFocus' analysis, COL Financial Group stock appears to be undervalued.
The current stock price of ₱1.30 is trading 26.1% below its estimated GF Value™ of ₱1.76.
GuruFocus considers COL Financial Group to be Modestly Undervalued.
Key valuation signals for PHS:COL:
Pretax Margin %: 58.37% (10% above median its 10-year median of 53.20)
GF Value™: ₱1.76 vs. price of ₱1.30 (26.1% below fair value)
Industry Position: 187.3% above the Capital Markets median (#151 of 774)
No single metric tells the full story. See the PHS:COL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COL Financial Group Inc is mainly engaged in offering stock brokerage and fund distribution services through internet technology. The Group also provides financial advice, gathers and distributes financial and investment information and statistics, and acts as a financial, commercial, or business representative. It operates through two segments: stockbrokerage services, which generate maximum revenue and pertain to the Group's stockbrokerage companies, mainly the Parent Company and COLHK; and others, which pertain to subsidiaries other than COLHK, including CIMI, an asset management firm, and CEIUMF and CSGEUMF, which are unitized funds. The Group generates maximum revenue from the Philippines.
74GF Score
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