Dharani FinanceBOM:511451 -2.72%76 Days Payable is 6.20 as of Mar. 2026, which is 100% below its 10-year median of 1,360.44. GuruFocus rates BOM:511451 with a GF Score™ of 76/100 and a GF Value™ of ₹16.33 (Fairly Valued). The stock has 6 warning signs investors should review. Among 301 Credit Services companies, Dharani Finance ranks better than 70.76% on this metric.
The historical rank and industry rank for Dharani Finance's Days Payable or its related term are showing as below:
BOM:511451'
s Days Payable Range Over the Past 10 Years
Min: 52.58 Med: 1360.44 Max: 6881.81
Current: 105.19
During the past 13 years, Dharani Finance's highest Days Payable was 6881.81. The lowest was 52.58. And the median was 1360.44.
BOM:511451's Days Payable is ranked better than 70.76% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs BOM:511451: 105.19
Dharani Finance's Days Payable
declined
from Mar. 2025 (273.40) to Mar. 2026 (6.20).
It may suggest that Dharani Financeaccelerated paying its suppliers.
Dharani Finance Days Payable Related Terms
Dharani Finance Days Payable Historical Data
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The historical data trend for Dharani Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dharani Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dharani Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dharani Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Dharani Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Dharani Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dharani Finance (BOM:511451) has a Days Payable of 6.20 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Dharani Finance and its competitors. This is 100% below median its historical median of 1,360.44. Over the past decade, Dharani Finance's Days Payable has ranged from 52.58 to 6,881.81. According to the industry distribution chart, Dharani Finance ranks #88 out of 301 companies in the Credit Services industry, placing it in the top 29.2%.
Is Dharani Finance's Days Payable too high?
Dharani Finance's current Days Payable of 6.20 is 100% below median its 10-year median of 1,360.44. Over the past 10 years, this metric has ranged from a low of 52.58 to a high of 6,881.81. The Credit Services industry median Days Payable is 33.87. Dharani Finance's value of 6.20 is 81.7% below this industry median. Based on the distribution chart, Dharani Finance ranks #88 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Dharani Finance has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #88 out of 301 companies for Days Payable. This puts Dharani Finance in the upper half of its industry. The industry median Days Payable is 33.87. Dharani Finance's value of 6.20 is 81.7% below this benchmark. Historically, Dharani Finance's own Days Payable has ranged from 52.58 to 6,881.81 over the past decade. While the company's 10-year median is 1,360.44 vs. the industry median of 33.87, Dharani Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dharani Finance's current Days Payable of 6.20 is 81.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Dharani Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current Days Payable is 6.20, which is 100% below median its own 10-year median of 1,360.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Fairly Valued. The stock's GF Value™ is ₹16.33, compared to a current price of ₹15.00 — trading 8.1% below its estimated fair value. The current Days Payable is 6.20, which is 100% below median its 10-year median of 1,360.44 and 81.7% below the Credit Services industry median of 33.87. Dharani Finance's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current Days Payable is 6.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dharani Finance (BOM:511451) Overvalued in 2026?
Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued.
The current stock price of ₹15.00 is trading 8.1% below its estimated GF Value™ of ₹16.33.
GuruFocus considers Dharani Finance to be Fairly Valued.
Key valuation signals for BOM:511451:
Days Payable: 6.20 (100% below median its 10-year median of 1,360.44)
GF Value™: ₹16.33 vs. price of ₹15.00 (8.1% below fair value)
Industry Position: 81.7% below the Credit Services median (#88 of 301)
No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
76GF Score
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