Dharani Finance (BOM:511451) Profitability Rank: 6 (As of Jun. 2026) — 20% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511451 Dharani Finance Ltd BOM:511451
78 GF Score
Price ₹11.75
GF Value ₹16.06
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Dharani Finance Profitability Rank?

Dharani Finance BOM:511451 -4.78% 78 Profitability Rank is 6 as of Jun. 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates BOM:511451 with a GF Score™ of 78/100 and a GF Value™ of ₹16.06 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Dharani Finance has the Profitability Rank of 6.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Dharani Finance's Operating Margin % for the quarter that ended in Jun. 2026 was 59.53%. As of today, Dharani Finance's Piotroski F-Score is 3.


Dharani Finance Profitability Rank Related Terms


BOM:511451 vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Dharani Finance's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dharani Finance Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dharani Finance's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Dharani Finance's Profitability Rank falls into.


BOM:511451
78GF Score
Dharani Finance Ltd BOM:511451
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Dharani Finance Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Dharani Finance has the Profitability Rank of 6.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Dharani Finance's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=2.243 / 3.768
=59.53 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 3 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Dharani Finance has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 6 mean?
Dharani Finance (BOM:511451) has a Profitability Rank of 6 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Dharani Finance and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Dharani Finance's Profitability Rank has ranged from 4.00 to 6.00.
Is Dharani Finance's Profitability Rank too high?
Dharani Finance's current Profitability Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 6.00. Overall, Dharani Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's Profitability Rank compare to V and MA?
Dharani Finance's Profitability Rank of 6 can be compared against companies in the Credit Services industry. Historically, Dharani Finance's own Profitability Rank has ranged from 4.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Dharani Finance and its competitors. Dharani Finance's current Profitability Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹16.06, compared to a current price of ₹11.75 — trading 26.8% below its estimated fair value. The current Profitability Rank is 6, which is 20% above median its 10-year median of 5.00. Dharani Finance's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current Profitability Rank is 6 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dharani Finance (BOM:511451) Overvalued in 2026?

Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued. The current stock price of ₹11.75 is trading 26.8% below its estimated GF Value™ of ₹16.06. GuruFocus considers Dharani Finance to be Modestly Undervalued.

Key valuation signals for BOM:511451:

  • Profitability Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: ₹16.06 vs. price of ₹11.75 (26.8% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dharani Finance Business Description

Address New No.59 (Old No. 57) Sterling Road, PGP House, Nungambakkam, Chennai, TN, IND, 600034
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
78GF Score

Get the complete analysis for BOM:511451

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.75
Price
₹16.06
GF Value