Dharani Finance (BOM:511451) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 29, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511451 Dharani Finance Ltd BOM:511451
67 GF Score
Price ₹12.23
GF Value ₹16.55
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Dharani Finance 5-Year Yield-on-Cost %?

Dharani Finance BOM:511451 -0.81% 67 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus rates BOM:511451 with a GF Score™ of 67/100 and a GF Value™ of ₹16.55 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 211 Credit Services companies, Dharani Finance ranks worse than 473933.18% on this metric.

Dharani Finance's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Dharani Finance's 5-Year Yield-on-Cost % or its related term are showing as below:



BOM:511451's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.52
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Dharani Finance  (BOM:511451) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Dharani Finance 5-Year Yield-on-Cost % Related Terms


BOM:511451 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Dharani Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dharani Finance 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dharani Finance's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Dharani Finance's 5-Year Yield-on-Cost % falls into.


BOM:511451
67GF Score
Dharani Finance Ltd BOM:511451
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dharani Finance 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Dharani Finance is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Dharani Finance (BOM:511451) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dharani Finance and its competitors. According to the industry distribution chart, Dharani Finance ranks #999999 out of 211 companies in the Credit Services industry.
Is Dharani Finance's 5-Year Yield-on-Cost % too high?
Dharani Finance's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Dharani Finance ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Dharani Finance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places Dharani Finance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.52, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Dharani Finance and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹16.55, compared to a current price of ₹12.23 — trading 26.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Dharani Finance's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dharani Finance (BOM:511451) Overvalued in 2026?

Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued. The current stock price of ₹12.23 is trading 26.1% below its estimated GF Value™ of ₹16.55. GuruFocus considers Dharani Finance to be Modestly Undervalued.

Key valuation signals for BOM:511451:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: ₹16.55 vs. price of ₹12.23 (26.1% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dharani Finance Business Description

Address New No.59 (Old No. 57) Sterling Road, PGP House, Nungambakkam, Chennai, TN, IND, 600034
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
67GF Score

Get the complete analysis for BOM:511451

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.23
Price
₹16.55
GF Value