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Dharani FinanceBOM:511451 -2.41%71 EV-to-EBIT is 9.09 as of Aug. 19, 2026, which is 11% above its 10-year median of 8.17. GuruFocus rates BOM:511451 with a GF Score™ of 71/100 and a GF Value™ of ₹16.73 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 316 Credit Services companies, Dharani Finance ranks better than 79.43% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Dharani Finance's Enterprise Value for the quarter that ended in Mar. 2026 was ₹47.94 Mil.
Dharani Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹7.78 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dharani Finance EV-to-EBIT Related Terms
Dharani Finance EV-to-EBIT Historical Data
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The historical data trend for Dharani Finance's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dharani Finance's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dharani Finance EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dharani Finance's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Dharani Finance's EV-to-EBIT falls into.
Dharani Finance's current Enterprise Value is ₹70.77 Mil.
Dharani Finance's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹7.78 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dharani Finance (BOM:511451) has a EV-to-EBIT of 9.09 as of Aug. 19, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Dharani Finance and its competitors. This is 11% above median its historical median of 8.17. According to the industry distribution chart, Dharani Finance ranks #65 out of 316 companies in the Credit Services industry, placing it in the top 20.6%.
Is Dharani Finance's EV-to-EBIT too high?
Dharani Finance's current EV-to-EBIT of 9.09 is 11% above median its 10-year median of 8.17. The Credit Services industry median EV-to-EBIT is 22.33. Dharani Finance's value of 9.09 is 59.3% below this industry median. Based on the distribution chart, Dharani Finance ranks #65 out of 316 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dharani Finance has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #65 out of 316 companies for EV-to-EBIT. This places Dharani Finance in the top 21% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 22.33. Dharani Finance's value of 9.09 is 59.3% below this benchmark. While the company's 10-year median is 8.17 vs. the industry median of 22.33, Dharani Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.33, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dharani Finance's current EV-to-EBIT of 9.09 is 59.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Dharani Finance and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current EV-to-EBIT is 9.09, which is 11% above median its own 10-year median of 8.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹16.73, compared to a current price of ₹13.37 — trading 20.1% below its estimated fair value. The current EV-to-EBIT is 9.09, which is 11% above median its 10-year median of 8.17 and 59.3% below the Credit Services industry median of 22.33. Dharani Finance's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current EV-to-EBIT is 9.09 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dharani Finance (BOM:511451) Overvalued in 2026?
Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued.
The current stock price of ₹13.37 is trading 20.1% below its estimated GF Value™ of ₹16.73.
GuruFocus considers Dharani Finance to be Modestly Undervalued.
Key valuation signals for BOM:511451:
EV-to-EBIT: 9.09 (11% above median its 10-year median of 8.17)
GF Value™: ₹16.73 vs. price of ₹13.37 (20.1% below fair value)
Industry Position: 59.3% below the Credit Services median (#65 of 316)
No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
71GF Score
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