Dharani FinanceBOM:511451 76 PS Ratio is 5.74 as of Jul. 12, 2026, which is 45% above its 10-year median of 3.95. GuruFocus rates BOM:511451 with a GF Score™ of 76/100 and a GF Value™ of ₹16.41 (Fairly Valued). The stock has 7 warning signs investors should review. Among 522 Credit Services companies, Dharani Finance ranks worse than 69.73% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Dharani Finance's share price is ₹15.00.
Dharani Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹2.61. Hence, Dharani Finance's PS Ratio for today is 5.74.
Warning Sign:
Dharani Finance Ltd stock PS Ratio (=5.74) is close to 1-year high of 5.96.
The historical rank and industry rank for Dharani Finance's PS Ratio or its related term are showing as below:
BOM:511451'
s PS Ratio Range Over the Past 10 Years
Min: 0.67 Med: 3.95 Max: 12.68
Current: 5.74
During the past 13 years, Dharani Finance's highest PS Ratio was 12.68. The lowest was 0.67. And the median was 3.95.
BOM:511451's PS Ratio is ranked worse than 69.73% of 522
companies
in the Credit Services industry
Industry Median: 2.915
vs BOM:511451: 5.74
Dharani Finance Ltd revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Dharani Finance was -1.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 37.60% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 30.60% per year.
During the past 10 years, the average Revenue per Share Growth Rate was -12.20% per year.
During the past 13 years, Dharani Finance's highest 3-Year average Revenue per Share Growth Rate was 50.70% per year. The lowest was -51.20% per year. And the median was -5.95% per year.
Back to Basics: PS Ratio
Dharani Finance (BOM:511451) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Dharani Finance PS Ratio Related Terms
Dharani Finance PS Ratio Historical Data
* Premium members only.
The historical data trend for Dharani Finance's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dharani Finance's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dharani Finance PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dharani Finance's PS Ratio distribution charts can be found below:
* The bar in red indicates where Dharani Finance's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Dharani Finance's Share Price of today is ₹15.00. Dharani Finance's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2.61.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Dharani Finance (BOM:511451) has a PS Ratio of 5.74 as of Jul. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dharani Finance and its competitors. This is 45% above median its historical median of 3.95. Over the past decade, Dharani Finance's PS Ratio has ranged from 0.67 to 12.68. According to the industry distribution chart, Dharani Finance ranks #364 out of 522 companies in the Credit Services industry, placing it in the top 69.7%.
Is Dharani Finance's PS Ratio too high?
Dharani Finance's current PS Ratio of 5.74 is 45% above median its 10-year median of 3.95. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 12.68. The Credit Services industry median PS Ratio is 2.92. Dharani Finance's value of 5.74 is 96.9% above this industry median. Based on the distribution chart, Dharani Finance ranks #364 out of 522 companies in the Credit Services industry, which is below the industry midpoint. Overall, Dharani Finance has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #364 out of 522 companies for PS Ratio. This places Dharani Finance in the lower half of its industry. The industry median PS Ratio is 2.92. Dharani Finance's value of 5.74 is 96.9% above this benchmark. Historically, Dharani Finance's own PS Ratio has ranged from 0.67 to 12.68 over the past decade. While the company's 10-year median is 3.95 vs. the industry median of 2.92, Dharani Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.92, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dharani Finance's current PS Ratio of 5.74 is 96.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dharani Finance and its competitors. For the Credit Services industry, the median PS Ratio is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current PS Ratio is 5.74, which is 45% above median its own 10-year median of 3.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Fairly Valued. The stock's GF Value™ is ₹16.41, compared to a current price of ₹15.00 — trading 8.6% below its estimated fair value. The current PS Ratio is 5.74, which is 45% above median its 10-year median of 3.95 and 96.9% above the Credit Services industry median of 2.92. Dharani Finance's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current PS Ratio is 5.74 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dharani Finance (BOM:511451) Overvalued in 2026?
Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued.
The current stock price of ₹15.00 is trading 8.6% below its estimated GF Value™ of ₹16.41.
GuruFocus considers Dharani Finance to be Fairly Valued.
Key valuation signals for BOM:511451:
PS Ratio: 5.74 (45% above median its 10-year median of 3.95)
GF Value™: ₹16.41 vs. price of ₹15.00 (8.6% below fair value)
Industry Position: 96.9% above the Credit Services median (#364 of 522)
No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
76GF Score
Get the complete analysis for BOM:511451
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:511451 has been successfully added to your 
