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Dharani FinanceBOM:511451 +0.30%76 EV-to-EBITDA is 8.18 as of Aug. 20, 2026, which is 11% above its 10-year median of 7.38. GuruFocus rates BOM:511451 with a GF Score™ of 76/100 and a GF Value™ of ₹16.74 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 330 Credit Services companies, Dharani Finance ranks better than 80% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Dharani Finance's enterprise value is ₹70.97 Mil.
Dharani Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹8.67 Mil. Therefore, Dharani Finance's EV-to-EBITDA for today is 8.18.
The historical rank and industry rank for Dharani Finance's EV-to-EBITDA or its related term are showing as below:
BOM:511451'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.31 Med: 7.38 Max: 164.95
Current: 8.18
During the past 13 years, the highest EV-to-EBITDA of Dharani Finance was 164.95. The lowest was -2.31. And the median was 7.38.
BOM:511451's EV-to-EBITDA is ranked better than 80% of 330
companies
in the Credit Services industry
Industry Median: 20.905
vs BOM:511451: 8.18
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Dharani Finance's PE Ratio (TTM) for today is calculated as:
Dharani Finance's share price for today is ₹13.41.
Dharani Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹1.110.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Dharani Finance's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Dharani Finance's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dharani Finance EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dharani Finance's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Dharani Finance's EV-to-EBITDA falls into.
Dharani Finance's current Enterprise Value is ₹70.97 Mil.
Dharani Finance's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹8.67 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Dharani Finance (BOM:511451) has a EV-to-EBITDA of 8.18 as of Aug. 20, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Dharani Finance. This is 11% above median its historical median of 7.38. According to the industry distribution chart, Dharani Finance ranks #66 out of 330 companies in the Credit Services industry, placing it in the top 20%.
Is Dharani Finance's EV-to-EBITDA too high?
Dharani Finance's current EV-to-EBITDA of 8.18 is 11% above median its 10-year median of 7.38. The Credit Services industry median EV-to-EBITDA is 20.91. Dharani Finance's value of 8.18 is 60.9% below this industry median. Based on the distribution chart, Dharani Finance ranks #66 out of 330 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dharani Finance has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #66 out of 330 companies for EV-to-EBITDA. This places Dharani Finance in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 20.91. Dharani Finance's value of 8.18 is 60.9% below this benchmark. While the company's 10-year median is 7.38 vs. the industry median of 20.91, Dharani Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 20.91, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dharani Finance's current EV-to-EBITDA of 8.18 is 60.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Dharani Finance. For the Credit Services industry, the median EV-to-EBITDA is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current EV-to-EBITDA is 8.18, which is 11% above median its own 10-year median of 7.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹16.74, compared to a current price of ₹13.41 — trading 19.9% below its estimated fair value. The current EV-to-EBITDA is 8.18, which is 11% above median its 10-year median of 7.38 and 60.9% below the Credit Services industry median of 20.91. Dharani Finance's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current EV-to-EBITDA is 8.18 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dharani Finance (BOM:511451) Overvalued in 2026?
Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued.
The current stock price of ₹13.41 is trading 19.9% below its estimated GF Value™ of ₹16.74.
GuruFocus considers Dharani Finance to be Modestly Undervalued.
Key valuation signals for BOM:511451:
EV-to-EBITDA: 8.18 (11% above median its 10-year median of 7.38)
GF Value™: ₹16.74 vs. price of ₹13.41 (19.9% below fair value)
Industry Position: 60.9% below the Credit Services median (#66 of 330)
No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
76GF Score
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EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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