Dharani Finance (BOM:511451) Retained Earnings: ₹0.00 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511451 Dharani Finance Ltd BOM:511451
67 GF Score
Price ₹11.90
GF Value ₹16.58
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Dharani Finance Retained Earnings?

Dharani Finance BOM:511451 -4.80% 67 Retained Earnings is ₹0.00 Mil as of Mar. 2026. GuruFocus rates BOM:511451 with a GF Score™ of 67/100 and a GF Value™ of ₹16.58 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Dharani Finance's retained earnings for the quarter that ended in Mar. 2026 was ₹0.00 Mil.

Dharani Finance's annual retained earnings increased from Mar. 2024 (₹20.25 Mil) to Mar. 2025 (₹26.96 Mil) but then declined from Mar. 2025 (₹26.96 Mil) to Mar. 2026 (₹0.00 Mil).


Dharani Finance  (BOM:511451) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Dharani Finance Retained Earnings Historical Data

* Premium members only.

The historical data trend for Dharani Finance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dharani Finance Retained Earnings Chart

Dharani Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.98 14.94 20.25 26.96 0.00

Dharani Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.96 0.00 0.00 0.00 0.00
BOM:511451
67GF Score
Dharani Finance Ltd BOM:511451
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dharani Finance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0.00 Mil mean?
Dharani Finance (BOM:511451) has a Retained Earnings of ₹0.00 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dharani Finance and its competitors.
Is Dharani Finance's Retained Earnings too high?
Dharani Finance's current Retained Earnings is ₹0.00 Mil. Overall, Dharani Finance has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's Retained Earnings compare to V and MA?
Dharani Finance's Retained Earnings of ₹0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Dharani Finance and its competitors. Dharani Finance's current Retained Earnings is ₹0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹16.58, compared to a current price of ₹11.90 — trading 28.2% below its estimated fair value. The current Retained Earnings is ₹0.00 Mil. Dharani Finance's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current Retained Earnings is ₹0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dharani Finance (BOM:511451) Overvalued in 2026?

Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued. The current stock price of ₹11.90 is trading 28.2% below its estimated GF Value™ of ₹16.58. GuruFocus considers Dharani Finance to be Modestly Undervalued.

Key valuation signals for BOM:511451:

  • Retained Earnings: ₹0.00 Mil
  • GF Value™: ₹16.58 vs. price of ₹11.90 (28.2% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dharani Finance Business Description

Address New No.59 (Old No. 57) Sterling Road, PGP House, Nungambakkam, Chennai, TN, IND, 600034
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
67GF Score

Get the complete analysis for BOM:511451

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.90
Price
₹16.58
GF Value