Dharani Finance (BOM:511451) 3-1 Month Momentum %: 19.36% (As of Sep. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511451 Dharani Finance Ltd BOM:511451
77 GF Score
Price ₹12.60
GF Value ₹15.99
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Dharani Finance 3-1 Month Momentum %?

Dharani Finance BOM:511451 -4.91% 77 3-1 Month Momentum % is 19.36% as of Sep. 02, 2026. GuruFocus rates BOM:511451 with a GF Score™ of 77/100 and a GF Value™ of ₹15.99 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 555 Credit Services companies, Dharani Finance ranks better than 83.6% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-02), Dharani Finance's 3-1 Month Momentum % is 19.36%.

The industry rank for Dharani Finance's 3-1 Month Momentum % or its related term are showing as below:

BOM:511451's 3-1 Month Momentum % is ranked better than
83.6% of 555 companies
in the Credit Services industry
Industry Median: 0.5 vs BOM:511451: 19.36

Dharani Finance  (BOM:511451) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Dharani Finance 3-1 Month Momentum % Related Terms


BOM:511451 vs V, MA, AXP: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, Dharani Finance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dharani Finance 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dharani Finance's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Dharani Finance's 3-1 Month Momentum % falls into.


BOM:511451
77GF Score
Dharani Finance Ltd BOM:511451
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dharani Finance  (BOM:511451) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 19.36% mean?
Dharani Finance (BOM:511451) has a 3-1 Month Momentum % of 19.36% as of Sep. 02, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Dharani Finance and its competitors. According to the industry distribution chart, Dharani Finance ranks #91 out of 555 companies in the Credit Services industry, placing it in the top 16.4%.
Is Dharani Finance's 3-1 Month Momentum % too high?
Dharani Finance's current 3-1 Month Momentum % is 19.36%. The Credit Services industry median 3-1 Month Momentum % is 0.50. Dharani Finance's value of 19.36% is 3772% above this industry median. Based on the distribution chart, Dharani Finance ranks #91 out of 555 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dharani Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #91 out of 555 companies for 3-1 Month Momentum %. This places Dharani Finance in the top 16% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.50. Dharani Finance's value of 19.36% is 3772% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.50, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dharani Finance's current 3-1 Month Momentum % of 19.36% is 3772% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Dharani Finance and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current 3-1 Month Momentum % is 19.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹15.99, compared to a current price of ₹12.60 — trading 21.2% below its estimated fair value. The current 3-1 Month Momentum % is 19.36% and 3772% above the Credit Services industry median of 0.50. Dharani Finance's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current 3-1 Month Momentum % is 19.36% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dharani Finance (BOM:511451) Overvalued in 2026?

Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued. The current stock price of ₹12.60 is trading 21.2% below its estimated GF Value™ of ₹15.99. GuruFocus considers Dharani Finance to be Modestly Undervalued.

Key valuation signals for BOM:511451:

  • 3-1 Month Momentum %: 19.36%
  • GF Value™: ₹15.99 vs. price of ₹12.60 (21.2% below fair value)
  • GF Score™: 77/100 with 4 warning signs
  • Industry Position: 3772% above the Credit Services median (#91 of 555)

No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dharani Finance Business Description

Address New No.59 (Old No. 57) Sterling Road, PGP House, Nungambakkam, Chennai, TN, IND, 600034
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
77GF Score

Get the complete analysis for BOM:511451

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹12.60
Price
₹15.99
GF Value