Dharani Finance (BOM:511451) 3-Year EBITDA Growth Rate: 62.10% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511451 Dharani Finance Ltd BOM:511451
76 GF Score
Price ₹11.45
GF Value ₹16.11
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Dharani Finance 3-Year EBITDA Growth Rate?

Dharani Finance BOM:511451 -4.90% 76 3-Year EBITDA Growth Rate is 62.10% as of Jun. 2026. GuruFocus rates BOM:511451 with a GF Score™ of 76/100 and a GF Value™ of ₹16.11 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 333 Credit Services companies, Dharani Finance ranks better than 87.39% on this metric.

Dharani Finance's EBITDA per Share for the three months ended in Jun. 2026 was ₹0.61.

During the past 12 months, Dharani Finance's average EBITDA Per Share Growth Rate was 22.00% per year. During the past 3 years, the average EBITDA Per Share Growth Rate was 62.10% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 22.80% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 2.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 12 years, the highest 3-Year average EBITDA Per Share Growth Rate of Dharani Finance was 190.90% per year. The lowest was -72.50% per year. And the median was -12.30% per year.


Dharani Finance  (BOM:511451) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


Dharani Finance 3-Year EBITDA Growth Rate Related Terms


BOM:511451 vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison

For the Credit Services subindustry, Dharani Finance's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dharani Finance 3-Year EBITDA Growth Rate vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Dharani Finance's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where Dharani Finance's 3-Year EBITDA Growth Rate falls into.


BOM:511451
76GF Score
Dharani Finance Ltd BOM:511451
3-Year EBITDA Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dharani Finance 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 62.10% mean?
Dharani Finance (BOM:511451) has a 3-Year EBITDA Growth Rate of 62.10% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Dharani Finance and its competitors. According to the industry distribution chart, Dharani Finance ranks #42 out of 333 companies in the Credit Services industry, placing it in the top 12.6%.
Is Dharani Finance's 3-Year EBITDA Growth Rate too high?
Dharani Finance's current 3-Year EBITDA Growth Rate is 62.10%. The Credit Services industry median 3-Year EBITDA Growth Rate is 11.80. Dharani Finance's value of 62.10% is 426.3% above this industry median. Based on the distribution chart, Dharani Finance ranks #42 out of 333 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Dharani Finance has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Dharani Finance's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Dharani Finance ranks #42 out of 333 companies for 3-Year EBITDA Growth Rate. This places Dharani Finance in the top 13% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 11.80. Dharani Finance's value of 62.10% is 426.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 11.80, based on 333 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dharani Finance's current 3-Year EBITDA Growth Rate of 62.10% is 426.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Dharani Finance and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dharani Finance's current 3-Year EBITDA Growth Rate is 62.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dharani Finance stock overvalued right now?
Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹16.11, compared to a current price of ₹11.45 — trading 28.9% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 62.10% and 426.3% above the Credit Services industry median of 11.80. Dharani Finance's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current 3-Year EBITDA Growth Rate is 62.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dharani Finance (BOM:511451) Overvalued in 2026?

Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued. The current stock price of ₹11.45 is trading 28.9% below its estimated GF Value™ of ₹16.11. GuruFocus considers Dharani Finance to be Modestly Undervalued.

Key valuation signals for BOM:511451:

  • 3-Year EBITDA Growth Rate: 62.10%
  • GF Value™: ₹16.11 vs. price of ₹11.45 (28.9% below fair value)
  • GF Score™: 76/100 with 3 warning signs
  • Industry Position: 426.3% above the Credit Services median (#42 of 333)

No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dharani Finance Business Description

Address New No.59 (Old No. 57) Sterling Road, PGP House, Nungambakkam, Chennai, TN, IND, 600034
Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.
76GF Score

Get the complete analysis for BOM:511451

3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.45
Price
₹16.11
GF Value