Dharani Finance (BOM:511451) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is Dharani Finance LT-Debt-to-Total-Asset?

Dharani Finance BOM:511451 77 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates BOM:511451 with a GF Score™ of 77/100 and a GF Value™ of ₹16.37 (Fairly Valued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Dharani Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Dharani Finance's long-term debt to total assets ratio increased from Mar. 2025 (0.00) to Mar. 2026 (0.06). It may suggest that Dharani Finance is progressively becoming more dependent on debt to grow their business.

Dharani Finance (BOM:511451) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Dharani Finance LT-Debt-to-Total-Asset Related Terms

Dharani Finance LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Dharani Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dharani Finance LT-Debt-to-Total-Asset Chart

Dharani Finance Annual Data

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LT-Debt-to-Total-Asset

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0.00

0.06

Dharani Finance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.00	0.00	0.00	0.00	0.06

77GF Score

Dharani Finance Ltd BOM:511451

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Dharani Finance LT-Debt-to-Total-Asset Calculation

Dharani Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	6.295	/	112.424
	=	0.06

Dharani Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	6.295	/	112.424
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

Dharani Finance (BOM:511451) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Dharani Finance and its competitors.

Is Dharani Finance's LT-Debt-to-Total-Asset too high?

Dharani Finance's current LT-Debt-to-Total-Asset is 0.06. Overall, Dharani Finance has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Dharani Finance's LT-Debt-to-Total-Asset compare to V and MA?

Dharani Finance's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Credit Services company?

A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Dharani Finance and its competitors. Dharani Finance's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Dharani Finance stock overvalued right now?

Based on GuruFocus' analysis, Dharani Finance (BOM:511451) is currently considered Fairly Valued. The stock's GF Value™ is ₹16.37, compared to a current price of ₹15.00 — trading 8.4% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Dharani Finance's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Dharani Finance (BOM:511451), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dharani Finance (BOM:511451) Overvalued in 2026?

Based on GuruFocus' analysis, Dharani Finance stock appears to be undervalued. The current stock price of ₹15.00 is trading 8.4% below its estimated GF Value™ of ₹16.37. GuruFocus considers Dharani Finance to be Fairly Valued.

Key valuation signals for BOM:511451:

LT-Debt-to-Total-Asset: 0.06
GF Value™: ₹16.37 vs. price of ₹15.00 (8.4% below fair value)
GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the BOM:511451 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dharani Finance Business Description

Industry Financial Services Credit Services

Comparable Companies BOM:531272 BOM:535910 BOM:526859 BOM:538464 BOM:539408 BOM:531387 BOM:538212 BOM:526887 BOM:530771 BOM:538881 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address New No.59 (Old No. 57) Sterling Road, PGP House, Nungambakkam, Chennai, TN, IND, 600034

Website https://www.dharanifinance.com

Dharani Finance Ltd is an Indian non-banking financial company (NBFC) engaged in providing financial services such as hire purchase finance, lease finance, and bill discounting. Dharani Finance caters to industrial and commercial enterprises. Company operates in single segment of NBFC activities. The company is also licensed by the Reserve Bank of India for foreign exchange money changing operations and has diversified activities including investment planning, tax consulting, and travel agency services. Majority of its revenue is generated from its core financial services business in hire purchase and leasing.

77GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹15.00

Price

₹16.37

GF Value

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