PT KDB Tifa Finance TbkISX:TIFA +0.88%61 Days Payable is 243.85 as of Mar. 2026, which is 36% above its 10-year median of 178.73. GuruFocus rates ISX:TIFA with a GF Score™ of 61/100 and a GF Value™ of Rp528.35 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 300 Credit Services companies, PT KDB Tifa Finance Tbk ranks better than 76% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT KDB Tifa Finance Tbk Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Days Payable distribution charts can be found below:
* The bar in red indicates where PT KDB Tifa Finance Tbk's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PT KDB Tifa Finance Tbk's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT KDB Tifa Finance Tbk (ISX:TIFA) has a Days Payable of 243.85 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT KDB Tifa Finance Tbk and its competitors. This is 36% above median its historical median of 178.73. Over the past decade, PT KDB Tifa Finance Tbk's Days Payable has ranged from 85.82 to 602.43. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #72 out of 300 companies in the Credit Services industry, placing it in the top 24%.
Is PT KDB Tifa Finance Tbk's Days Payable too high?
PT KDB Tifa Finance Tbk's current Days Payable of 243.85 is 36% above median its 10-year median of 178.73. Over the past 10 years, this metric has ranged from a low of 85.82 to a high of 602.43. The Credit Services industry median Days Payable is 33.92. PT KDB Tifa Finance Tbk's value of 243.85 is 618.9% above this industry median. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #72 out of 300 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #72 out of 300 companies for Days Payable. This places PT KDB Tifa Finance Tbk in the top 24% of its industry — outperforming the majority of peers. The industry median Days Payable is 33.92. PT KDB Tifa Finance Tbk's value of 243.85 is 618.9% above this benchmark. Historically, PT KDB Tifa Finance Tbk's own Days Payable has ranged from 85.82 to 602.43 over the past decade. While the company's 10-year median is 178.73 vs. the industry median of 33.92, PT KDB Tifa Finance Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.92, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT KDB Tifa Finance Tbk's current Days Payable of 243.85 is 618.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PT KDB Tifa Finance Tbk and its competitors. For the Credit Services industry, the median Days Payable is 33.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT KDB Tifa Finance Tbk's current Days Payable is 243.85, which is 36% above median its own 10-year median of 178.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp528.35, compared to a current price of Rp228.00 — trading 56.8% below its estimated fair value. The current Days Payable is 243.85, which is 36% above median its 10-year median of 178.73 and 618.9% above the Credit Services industry median of 33.92. PT KDB Tifa Finance Tbk's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current Days Payable is 243.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued.
The current stock price of Rp228.00 is trading 56.8% below its estimated GF Value™ of Rp528.35.
GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.
Key valuation signals for ISX:TIFA:
Days Payable: 243.85 (36% above median its 10-year median of 178.73)
GF Value™: Rp528.35 vs. price of Rp228.00 (56.8% below fair value)
Industry Position: 618.9% above the Credit Services median (#72 of 300)
No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
61GF Score
Get the complete analysis for ISX:TIFA
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:TIFA has been successfully added to your 
