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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT KDB Tifa Finance Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT KDB Tifa Finance Tbk FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT KDB Tifa Finance Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT KDB Tifa Finance Tbk (ISX:TIFA) has a FCF Margin % of -292.29% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT KDB Tifa Finance Tbk and its competitors. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #434 out of 538 companies in the Credit Services industry, placing it in the top 80.7%.
Is PT KDB Tifa Finance Tbk's FCF Margin % too high?
PT KDB Tifa Finance Tbk's current FCF Margin % is -292.29%. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #434 out of 538 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #434 out of 538 companies for FCF Margin %. This places PT KDB Tifa Finance Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
A good FCF Margin % depends on the Credit Services industry context. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT KDB Tifa Finance Tbk and its competitors. PT KDB Tifa Finance Tbk's current FCF Margin % is -292.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp525.03, compared to a current price of Rp344.00 — trading 34.5% below its estimated fair value. The current FCF Margin % is -292.29%. PT KDB Tifa Finance Tbk's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current FCF Margin % is -292.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued.
The current stock price of Rp344.00 is trading 34.5% below its estimated GF Value™ of Rp525.03.
GuruFocus considers PT KDB Tifa Finance Tbk to be Possible Value Trap.
Key valuation signals for ISX:TIFA:
FCF Margin %: -292.29%
GF Value™: Rp525.03 vs. price of Rp344.00 (34.5% below fair value)
No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
74GF Score
Get the complete analysis for ISX:TIFA
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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