PT KDB Tifa Finance TbkISX:TIFA +0.88%61 Dividend Yield % is 1.77% as of Jul. 09, 2026, which is 60% below its 10-year median of 4.41. GuruFocus rates ISX:TIFA with a GF Score™ of 61/100 and a GF Value™ of Rp528.35 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 210 Credit Services companies, PT KDB Tifa Finance Tbk ranks worse than 71.43% on this metric.
As of today (2026-07-09), the Trailing Annual Dividend Yield of PT KDB Tifa Finance Tbk is 1.77%.
Warning Sign:
PT KDB Tifa Finance Tbk stock Dividend Yield % is close to 2-year low.
The historical rank and industry rank for PT KDB Tifa Finance Tbk's Dividend Yield % or its related term are showing as below:
ISX:TIFA'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.75 Med: 4.41 Max: 8.41
Current: 1.77
During the past 9 years, the highest Dividend Yield of PT KDB Tifa Finance Tbk was 8.41%. The lowest was 1.75%. And the median was 4.41%.
ISX:TIFA's Dividend Yield % is ranked worse than 71.43% of 210
companies
in the Credit Services industry
Industry Median: 3.7
vs ISX:TIFA: 1.77
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of PT KDB Tifa Finance Tbk is 1.00, which seems too high.
During the past 9 years, the highest Dividend Payout Ratio of PT KDB Tifa Finance Tbk was 1.00. The lowest was 0.15. And the median was 0.18.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:TIFA vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT KDB Tifa Finance Tbk Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where PT KDB Tifa Finance Tbk's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
PT KDB Tifa Finance Tbk Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
IDR 4.000000
2026-06-23
2026-06-24
2026-07-10
Cash Dividend
annually
IDR:IDR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT KDB Tifa Finance Tbk (ISX:TIFA) has a Dividend Yield % of 1.77% as of Jul. 09, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on PT KDB Tifa Finance Tbk and its competitors. This is 60% below median its historical median of 4.41. Over the past decade, PT KDB Tifa Finance Tbk's Dividend Yield % has ranged from 1.75 to 8.41. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #150 out of 210 companies in the Credit Services industry, placing it in the top 71.4%.
Is PT KDB Tifa Finance Tbk's Dividend Yield % too high?
PT KDB Tifa Finance Tbk's current Dividend Yield % of 1.77% is 60% below median its 10-year median of 4.41. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 8.41. The Credit Services industry median Dividend Yield % is 3.70. PT KDB Tifa Finance Tbk's value of 1.77% is 52.2% below this industry median. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #150 out of 210 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #150 out of 210 companies for Dividend Yield %. This places PT KDB Tifa Finance Tbk in the lower half of its industry. The industry median Dividend Yield % is 3.70. PT KDB Tifa Finance Tbk's value of 1.77% is 52.2% below this benchmark. Historically, PT KDB Tifa Finance Tbk's own Dividend Yield % has ranged from 1.75 to 8.41 over the past decade. While the company's 10-year median is 4.41 vs. the industry median of 3.70, PT KDB Tifa Finance Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.70, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT KDB Tifa Finance Tbk's current Dividend Yield % of 1.77% is 52.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on PT KDB Tifa Finance Tbk and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT KDB Tifa Finance Tbk's current Dividend Yield % is 1.77%, which is 60% below median its own 10-year median of 4.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp528.35, compared to a current price of Rp228.00 — trading 56.8% below its estimated fair value. The current Dividend Yield % is 1.77%, which is 60% below median its 10-year median of 4.41 and 52.2% below the Credit Services industry median of 3.70. PT KDB Tifa Finance Tbk's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current Dividend Yield % is 1.77% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued.
The current stock price of Rp228.00 is trading 56.8% below its estimated GF Value™ of Rp528.35.
GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.
Key valuation signals for ISX:TIFA:
Dividend Yield %: 1.77% (60% below median its 10-year median of 4.41)
GF Value™: Rp528.35 vs. price of Rp228.00 (56.8% below fair value)
Industry Position: 52.2% below the Credit Services median (#150 of 210)
No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
61GF Score
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