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PT KDB Tifa Finance TbkISX:TIFA -4.65%74 EV-to-EBITDA is 23.51 as of Aug. 24, 2026, which is 3% below its 10-year median of 24.25. GuruFocus rates ISX:TIFA with a GF Score™ of 74/100 and a GF Value™ of Rp525.10 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 328 Credit Services companies, PT KDB Tifa Finance Tbk ranks worse than 57.01% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, PT KDB Tifa Finance Tbk's enterprise value is Rp1,772,677 Mil.
PT KDB Tifa Finance Tbk's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was Rp75,410 Mil. Therefore, PT KDB Tifa Finance Tbk's EV-to-EBITDA for today is 23.51.
The historical rank and industry rank for PT KDB Tifa Finance Tbk's EV-to-EBITDA or its related term are showing as below:
ISX:TIFA'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -54.71 Med: 24.25 Max: 53.05
Current: 23.51
During the past 13 years, the highest EV-to-EBITDA of PT KDB Tifa Finance Tbk was 53.05. The lowest was -54.71. And the median was 24.25.
ISX:TIFA's EV-to-EBITDA is ranked worse than 57.01% of 328
companies
in the Credit Services industry
Industry Median: 21.005
vs ISX:TIFA: 23.51
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PT KDB Tifa Finance Tbk's PE Ratio (TTM) for today is calculated as:
PT KDB Tifa Finance Tbk's share price for today is Rp328.00.
PT KDB Tifa Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp19.600.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT KDB Tifa Finance Tbk's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT KDB Tifa Finance Tbk EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where PT KDB Tifa Finance Tbk's EV-to-EBITDA falls into.
PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,772,677 Mil.
PT KDB Tifa Finance Tbk's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp75,410 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT KDB Tifa Finance Tbk (ISX:TIFA) has a EV-to-EBITDA of 23.51 as of Aug. 24, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT KDB Tifa Finance Tbk. This is near median its historical median of 24.25. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #187 out of 328 companies in the Credit Services industry, placing it in the top 57%.
Is PT KDB Tifa Finance Tbk's EV-to-EBITDA too high?
PT KDB Tifa Finance Tbk's current EV-to-EBITDA of 23.51 is near median its 10-year median of 24.25. The Credit Services industry median EV-to-EBITDA is 21.01. PT KDB Tifa Finance Tbk's value of 23.51 is 11.9% above this industry median. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #187 out of 328 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #187 out of 328 companies for EV-to-EBITDA. This places PT KDB Tifa Finance Tbk in the lower half of its industry. The industry median EV-to-EBITDA is 21.01. PT KDB Tifa Finance Tbk's value of 23.51 is 11.9% above this benchmark. While the company's 10-year median is 24.25 vs. the industry median of 21.01, PT KDB Tifa Finance Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.01, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT KDB Tifa Finance Tbk's current EV-to-EBITDA of 23.51 is 11.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on PT KDB Tifa Finance Tbk. For the Credit Services industry, the median EV-to-EBITDA is 21.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT KDB Tifa Finance Tbk's current EV-to-EBITDA is 23.51, which is near median its own 10-year median of 24.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp525.10, compared to a current price of Rp328.00 — trading 37.5% below its estimated fair value. The current EV-to-EBITDA is 23.51, which is near median its 10-year median of 24.25 and 11.9% above the Credit Services industry median of 21.01. PT KDB Tifa Finance Tbk's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current EV-to-EBITDA is 23.51 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued.
The current stock price of Rp328.00 is trading 37.5% below its estimated GF Value™ of Rp525.10.
GuruFocus considers PT KDB Tifa Finance Tbk to be Possible Value Trap.
Key valuation signals for ISX:TIFA:
EV-to-EBITDA: 23.51 (near median its 10-year median of 24.25)
GF Value™: Rp525.10 vs. price of Rp328.00 (37.5% below fair value)
Industry Position: 11.9% above the Credit Services median (#187 of 328)
No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
74GF Score
Get the complete analysis for ISX:TIFA
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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