PT KDB Tifa Finance Tbk (ISX:TIFA) Enterprise Value: Rp1,254,706 Mil (As of Jul. 09, 2026) ***


ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
61 GF Score
Price Rp228.00
GF Value Rp528.35
Valuation Significantly Undervalued
! 6 Warning Signs
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What is PT KDB Tifa Finance Tbk Enterprise Value?

PT KDB Tifa Finance Tbk ISX:TIFA +0.88% 61 Enterprise Value is Rp1,254,706 Mil as of Jul. 09, 2026. GuruFocus rates ISX:TIFA with a GF Score™ of 61/100 and a GF Value™ of Rp528.35 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PT KDB Tifa Finance Tbk's Enterprise Value is Rp1,254,706 Mil. PT KDB Tifa Finance Tbk's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was Rp73,700 Mil. Therefore, PT KDB Tifa Finance Tbk's EV-to-EBIT ratio for today is 17.02.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, PT KDB Tifa Finance Tbk's Enterprise Value is Rp1,254,706 Mil. PT KDB Tifa Finance Tbk's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was Rp79,111 Mil. Therefore, PT KDB Tifa Finance Tbk's EV-to-EBITDA ratio for today is 15.86.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PT KDB Tifa Finance Tbk's Enterprise Value is Rp1,254,706 Mil. PT KDB Tifa Finance Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was Rp171,085 Mil. Therefore, PT KDB Tifa Finance Tbk's EV-to-Revenue ratio for today is 7.33.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PT KDB Tifa Finance Tbk's Enterprise Value is Rp1,254,706 Mil. PT KDB Tifa Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-24,689 Mil. Therefore, PT KDB Tifa Finance Tbk's EV-to-OCF ratio for today is -50.82.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PT KDB Tifa Finance Tbk's Enterprise Value is Rp1,254,706 Mil. PT KDB Tifa Finance Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-30,577 Mil. Therefore, PT KDB Tifa Finance Tbk's EV-to-FCF ratio for today is -41.03.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PT KDB Tifa Finance Tbk  (ISX:TIFA) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

PT KDB Tifa Finance Tbk's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=1254705.712/73699.74
=17.02

PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil.
PT KDB Tifa Finance Tbk's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp73,700 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

PT KDB Tifa Finance Tbk's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=1254705.712/79110.67
=15.86

PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil.
PT KDB Tifa Finance Tbk's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp79,111 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PT KDB Tifa Finance Tbk's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=1254705.712/171085.049
=7.33

PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil.
PT KDB Tifa Finance Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp171,085 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PT KDB Tifa Finance Tbk's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1254705.712/-24689.217
=-50.82

PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil.
PT KDB Tifa Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-24,689 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PT KDB Tifa Finance Tbk's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1254705.712/-30576.537
=-41.03

PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil.
PT KDB Tifa Finance Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-30,577 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT KDB Tifa Finance Tbk Enterprise Value Related Terms


PT KDB Tifa Finance Tbk Enterprise Value Historical Data

* Premium members only.

The historical data trend for PT KDB Tifa Finance Tbk's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT KDB Tifa Finance Tbk Enterprise Value Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 1,933,096.19 1,685,423.78 2,707,511.78 2,653,594.59 2,411,947.13

PT KDB Tifa Finance Tbk Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,008,391.27 2,933,727.55 1,965,010.86 2,411,947.13 1,624,135.86

ISX:TIFA vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's Enterprise Value falls into.


ISX:TIFA
61GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT KDB Tifa Finance Tbk Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PT KDB Tifa Finance Tbk's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PT KDB Tifa Finance Tbk's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of Rp1,254,706 Mil mean?
PT KDB Tifa Finance Tbk (ISX:TIFA) has a Enterprise Value of Rp1,254,706 Mil as of Jul. 09, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT KDB Tifa Finance Tbk and its competitors.
Is PT KDB Tifa Finance Tbk's Enterprise Value too high?
PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's Enterprise Value compare to V and MA?
PT KDB Tifa Finance Tbk's Enterprise Value of Rp1,254,706 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT KDB Tifa Finance Tbk and its competitors. PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,254,706 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp528.35, compared to a current price of Rp228.00 — trading 56.8% below its estimated fair value. The current Enterprise Value is Rp1,254,706 Mil. PT KDB Tifa Finance Tbk's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current Enterprise Value is Rp1,254,706 Mil as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp228.00 is trading 56.8% below its estimated GF Value™ of Rp528.35. GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.

Key valuation signals for ISX:TIFA:

  • Enterprise Value: Rp1,254,706 Mil
  • GF Value™: Rp528.35 vs. price of Rp228.00 (56.8% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
61GF Score

Get the complete analysis for ISX:TIFA

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp228.00
Price
Rp528.35
GF Value