PT KDB Tifa Finance Tbk (ISX:TIFA) ROE % Adjusted to Book Value: 1.50% (As of Mar. 2026)


ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
61 GF Score
Price Rp228.00
GF Value Rp528.42
Valuation Significantly Undervalued
! 6 Warning Signs
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What is PT KDB Tifa Finance Tbk ROE % Adjusted to Book Value?

PT KDB Tifa Finance Tbk ISX:TIFA +0.88% 61 ROE % Adjusted to Book Value is 1.50% as of Mar. 2026. GuruFocus rates ISX:TIFA with a GF Score™ of 61/100 and a GF Value™ of Rp528.42 (Significantly Undervalued). The stock has 6 warning signs investors should review.

PT KDB Tifa Finance Tbk's ROE % for the quarter that ended in Mar. 2026 was 1.44%. PT KDB Tifa Finance Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.96. PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 1.50%.


PT KDB Tifa Finance Tbk ROE % Adjusted to Book Value Related Terms


PT KDB Tifa Finance Tbk ROE % Adjusted to Book Value Historical Data

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The historical data trend for PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT KDB Tifa Finance Tbk ROE % Adjusted to Book Value Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only 1.81 4.06 2.66 3.42 3.92

PT KDB Tifa Finance Tbk Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.70 6.10 5.44 1.50

ISX:TIFA vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value falls into.


ISX:TIFA
61GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT KDB Tifa Finance Tbk ROE % Adjusted to Book Value Calculation

PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.45% / 1.39
=3.92%

PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.44% / 0.96
=1.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.50% mean?
PT KDB Tifa Finance Tbk (ISX:TIFA) has a ROE % Adjusted to Book Value of 1.50% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT KDB Tifa Finance Tbk and its competitors.
Is PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value too high?
PT KDB Tifa Finance Tbk's current ROE % Adjusted to Book Value is 1.50%. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value compare to V and MA?
PT KDB Tifa Finance Tbk's ROE % Adjusted to Book Value of 1.50% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT KDB Tifa Finance Tbk and its competitors. PT KDB Tifa Finance Tbk's current ROE % Adjusted to Book Value is 1.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp528.42, compared to a current price of Rp228.00 — trading 56.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 1.50%. PT KDB Tifa Finance Tbk's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current ROE % Adjusted to Book Value is 1.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp228.00 is trading 56.9% below its estimated GF Value™ of Rp528.42. GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.

Key valuation signals for ISX:TIFA:

  • ROE % Adjusted to Book Value: 1.50%
  • GF Value™: Rp528.42 vs. price of Rp228.00 (56.9% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
61GF Score

Get the complete analysis for ISX:TIFA

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp228.00
Price
Rp528.42
GF Value