PT KDB Tifa Finance Tbk (ISX:TIFA) Cyclically Adjusted FCF per Share: Rp-30.82 (As of Jun. 2026)

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ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
71 GF Score
Price Rp328.00
GF Value Rp526.14
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is PT KDB Tifa Finance Tbk Cyclically Adjusted FCF per Share?

PT KDB Tifa Finance Tbk ISX:TIFA -0.61% 71 Cyclically Adjusted FCF per Share is Rp-30.82 as of Jun. 2026. GuruFocus rates ISX:TIFA with a GF Score™ of 71/100 and a GF Value™ of Rp526.14 (Possible Value Trap). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT KDB Tifa Finance Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp-35.208. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp-30.82 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-09), PT KDB Tifa Finance Tbk's current stock price is Rp328.00. PT KDB Tifa Finance Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp-30.82. PT KDB Tifa Finance Tbk's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT KDB Tifa Finance Tbk was 16.85. The lowest was 11.87. And the median was 13.39.


PT KDB Tifa Finance Tbk  (ISX:TIFA) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT KDB Tifa Finance Tbk was 16.85. The lowest was 11.87. And the median was 13.39.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT KDB Tifa Finance Tbk Cyclically Adjusted FCF per Share Related Terms


PT KDB Tifa Finance Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT KDB Tifa Finance Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT KDB Tifa Finance Tbk Cyclically Adjusted FCF per Share Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 28.97

PT KDB Tifa Finance Tbk Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -25.32 -26.82 28.97 -25.56 -30.82

ISX:TIFA vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:TIFA
71GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT KDB Tifa Finance Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT KDB Tifa Finance Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-35.208/137.6954*137.6954
=-35.208

Current CPI (Jun. 2026) = 137.6954.

PT KDB Tifa Finance Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 -8.016 98.388 -11.219
201506 7.773 99.766 10.728
201509 12.126 101.037 16.526
201512 -98.014 102.133 -132.142
201603 -36.113 102.764 -48.389
201606 -0.578 103.212 -0.771
201609 -0.269 104.142 -0.356
201612 -9.596 105.222 -12.558
201703 -7.750 106.476 -10.022
201706 -9.226 107.722 -11.793
201709 -26.407 108.020 -33.661
201712 -54.794 109.017 -69.208
201803 11.530 110.097 14.420
201806 13.036 111.085 16.159
201809 8.743 111.135 10.833
201812 0.772 112.430 0.945
201912 0.000 115.486 0.000
202003 25.858 116.252 30.628
202006 26.199 116.630 30.931
202009 35.716 116.397 42.251
202012 30.727 117.318 36.064
202103 -0.976 117.840 -1.140
202106 -10.751 118.184 -12.526
202109 0.795 118.262 0.926
202112 -50.027 119.516 -57.636
202212 0.000 126.098 0.000
202303 -6.570 126.953 -7.126
202306 -8.676 127.663 -9.358
202309 -50.926 128.151 -54.719
202312 7.619 129.395 8.108
202403 3.537 130.607 3.729
202406 -1.343 130.792 -1.414
202409 -3.094 130.361 -3.268
202412 -26.871 131.432 -28.152
202503 33.102 131.948 34.544
202506 -0.084 133.241 -0.087
202509 -10.388 133.819 -10.689
202512 -5.834 135.271 -5.939
202603 7.698 136.539 7.763
202606 -35.208 137.695 -35.208

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp-30.82 mean?
PT KDB Tifa Finance Tbk (ISX:TIFA) has a Cyclically Adjusted FCF per Share of Rp-30.82 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT KDB Tifa Finance Tbk and its competitors.
Is PT KDB Tifa Finance Tbk's Cyclically Adjusted FCF per Share too high?
PT KDB Tifa Finance Tbk's current Cyclically Adjusted FCF per Share is Rp-30.82. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's Cyclically Adjusted FCF per Share compare to V and MA?
PT KDB Tifa Finance Tbk's Cyclically Adjusted FCF per Share of Rp-30.82 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT KDB Tifa Finance Tbk and its competitors. PT KDB Tifa Finance Tbk's current Cyclically Adjusted FCF per Share is Rp-30.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp526.14, compared to a current price of Rp328.00 — trading 37.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp-30.82. PT KDB Tifa Finance Tbk's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current Cyclically Adjusted FCF per Share is Rp-30.82 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp328.00 is trading 37.7% below its estimated GF Value™ of Rp526.14. GuruFocus considers PT KDB Tifa Finance Tbk to be Possible Value Trap.

Key valuation signals for ISX:TIFA:

  • Cyclically Adjusted FCF per Share: Rp-30.82
  • GF Value™: Rp526.14 vs. price of Rp328.00 (37.7% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
71GF Score

Get the complete analysis for ISX:TIFA

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp328.00
Price
Rp526.14
GF Value