PT KDB Tifa Finance Tbk (ISX:TIFA) Net Debt Paydown Yield % : 0.59% (As of Jul. 24, 2026)

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ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
59 GF Score
Price Rp264.00
GF Value Rp529.40
Valuation Significantly Undervalued
! 6 Warning Signs
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What is PT KDB Tifa Finance Tbk Net Debt Paydown Yield %?

PT KDB Tifa Finance Tbk ISX:TIFA -3.65% 59 Net Debt Paydown Yield % is 0.59% as of Jul. 24, 2026. GuruFocus rates ISX:TIFA with a GF Score™ of 59/100 and a GF Value™ of Rp529.40 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 475 Credit Services companies, PT KDB Tifa Finance Tbk ranks better than 69.89% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % was 0.59%.


PT KDB Tifa Finance Tbk  (ISX:TIFA) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


PT KDB Tifa Finance Tbk Net Debt Paydown Yield % Related Terms


PT KDB Tifa Finance Tbk Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT KDB Tifa Finance Tbk Net Debt Paydown Yield % Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 5.12 -6.22 0.41 0.81

PT KDB Tifa Finance Tbk Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.65 -1.30 -3.62 0.81 0.49

ISX:TIFA vs V, MA, AXP: Net Debt Paydown Yield % Comparison

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk Net Debt Paydown Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % falls into.


ISX:TIFA
59GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT KDB Tifa Finance Tbk Net Debt Paydown Yield % Calculation

PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 568125.15-562402.3 )/1179334.716
=0.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.59% mean?
PT KDB Tifa Finance Tbk (ISX:TIFA) has a Net Debt Paydown Yield % of 0.59% as of Jul. 24, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT KDB Tifa Finance Tbk and its competitors. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #143 out of 475 companies in the Credit Services industry, placing it in the top 30.1%.
Is PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % too high?
PT KDB Tifa Finance Tbk's current Net Debt Paydown Yield % is 0.59%. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #143 out of 475 companies in the Credit Services industry, which is above the industry midpoint. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #143 out of 475 companies for Net Debt Paydown Yield %. This puts PT KDB Tifa Finance Tbk in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on PT KDB Tifa Finance Tbk and its competitors. PT KDB Tifa Finance Tbk's current Net Debt Paydown Yield % is 0.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp529.40, compared to a current price of Rp264.00 — trading 50.1% below its estimated fair value. The current Net Debt Paydown Yield % is 0.59%. PT KDB Tifa Finance Tbk's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current Net Debt Paydown Yield % is 0.59% as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp264.00 is trading 50.1% below its estimated GF Value™ of Rp529.40. GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.

Key valuation signals for ISX:TIFA:

  • Net Debt Paydown Yield %: 0.59%
  • GF Value™: Rp529.40 vs. price of Rp264.00 (50.1% below fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
59GF Score

Get the complete analysis for ISX:TIFA

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp264.00
Price
Rp529.40
GF Value