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PT KDB Tifa Finance TbkISX:TIFA -3.91%74 EV-to-EBIT is 26.27 as of Aug. 23, 2026, which is 1% below its 10-year median of 26.43. GuruFocus rates ISX:TIFA with a GF Score™ of 74/100 and a GF Value™ of Rp525.03 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 317 Credit Services companies, PT KDB Tifa Finance Tbk ranks worse than 56.47% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
PT KDB Tifa Finance Tbk's Enterprise Value for the quarter that ended in Jun. 2026 was Rp1,417,456 Mil.
PT KDB Tifa Finance Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp69,650 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT KDB Tifa Finance Tbk EV-to-EBIT Related Terms
PT KDB Tifa Finance Tbk EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, PT KDB Tifa Finance Tbk's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT KDB Tifa Finance Tbk EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where PT KDB Tifa Finance Tbk's EV-to-EBIT falls into.
PT KDB Tifa Finance Tbk's current Enterprise Value is Rp1,829,513 Mil.
PT KDB Tifa Finance Tbk's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp69,650 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT KDB Tifa Finance Tbk (ISX:TIFA) has a EV-to-EBIT of 26.27 as of Aug. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT KDB Tifa Finance Tbk and its competitors. This is near median its historical median of 26.43. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #179 out of 317 companies in the Credit Services industry, placing it in the top 56.5%.
Is PT KDB Tifa Finance Tbk's EV-to-EBIT too high?
PT KDB Tifa Finance Tbk's current EV-to-EBIT of 26.27 is near median its 10-year median of 26.43. The Credit Services industry median EV-to-EBIT is 22.48. PT KDB Tifa Finance Tbk's value of 26.27 is 16.9% above this industry median. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #179 out of 317 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 74/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #179 out of 317 companies for EV-to-EBIT. This places PT KDB Tifa Finance Tbk in the lower half of its industry. The industry median EV-to-EBIT is 22.48. PT KDB Tifa Finance Tbk's value of 26.27 is 16.9% above this benchmark. While the company's 10-year median is 26.43 vs. the industry median of 22.48, PT KDB Tifa Finance Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.48, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT KDB Tifa Finance Tbk's current EV-to-EBIT of 26.27 is 16.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PT KDB Tifa Finance Tbk and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT KDB Tifa Finance Tbk's current EV-to-EBIT is 26.27, which is near median its own 10-year median of 26.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Possible Value Trap. The stock's GF Value™ is Rp525.03, compared to a current price of Rp344.00 — trading 34.5% below its estimated fair value. The current EV-to-EBIT is 26.27, which is near median its 10-year median of 26.43 and 16.9% above the Credit Services industry median of 22.48. PT KDB Tifa Finance Tbk's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current EV-to-EBIT is 26.27 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued.
The current stock price of Rp344.00 is trading 34.5% below its estimated GF Value™ of Rp525.03.
GuruFocus considers PT KDB Tifa Finance Tbk to be Possible Value Trap.
Key valuation signals for ISX:TIFA:
EV-to-EBIT: 26.27 (near median its 10-year median of 26.43)
GF Value™: Rp525.03 vs. price of Rp344.00 (34.5% below fair value)
Industry Position: 16.9% above the Credit Services median (#179 of 317)
No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
74GF Score
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