PT KDB Tifa Finance Tbk (ISX:TIFA) OCF Yield %: -3.25 (As of Jul. 09, 2026)


ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
61 GF Score
Price Rp228.00
GF Value Rp528.42
Valuation Significantly Undervalued
! 6 Warning Signs
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What is PT KDB Tifa Finance Tbk OCF Yield %?

PT KDB Tifa Finance Tbk ISX:TIFA +0.88% 61 OCF Yield % is -3.25 as of Jul. 09, 2026. GuruFocus rates ISX:TIFA with a GF Score™ of 61/100 and a GF Value™ of Rp528.42 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 539 Credit Services companies, PT KDB Tifa Finance Tbk ranks worse than 62.52% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, PT KDB Tifa Finance Tbk's Trailing 12-Month Cash Flow from Operations is Rp-24,689 Mil, and Market Cap is Rp809,905 Mil. Therefore, PT KDB Tifa Finance Tbk's OCF Yield % for today is -3.25%.

The historical rank and industry rank for PT KDB Tifa Finance Tbk's OCF Yield % or its related term are showing as below:

ISX:TIFA' s OCF Yield % Range Over the Past 10 Years
Min: -16.25   Med: -2.15   Max: 70.56
Current: -3.25


During the past 9 years, the highest OCF Yield % of PT KDB Tifa Finance Tbk was 70.56%. The lowest was -16.25%. And the median was -2.15%.

ISX:TIFA's OCF Yield % is ranked worse than
62.52% of 539 companies
in the Credit Services industry
Industry Median: 0.05 vs ISX:TIFA: -3.25

PT KDB Tifa Finance Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was %.


PT KDB Tifa Finance Tbk OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


PT KDB Tifa Finance Tbk OCF Yield % Related Terms


PT KDB Tifa Finance Tbk OCF Yield % Historical Data

* Premium members only.

The historical data trend for PT KDB Tifa Finance Tbk's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT KDB Tifa Finance Tbk OCF Yield % Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only -9.22 -14.18 -8.87 -5.02 3.53

PT KDB Tifa Finance Tbk Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.65 -0.05 -9.53 -4.90 11.27

ISX:TIFA vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's OCF Yield % distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's OCF Yield % falls into.


ISX:TIFA
61GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT KDB Tifa Finance Tbk OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

PT KDB Tifa Finance Tbk's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=59665.302 / 1690853.388
=3.53%

PT KDB Tifa Finance Tbk's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=33230.858 * 4 / 1179334.716
=11.27%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -3.25 mean?
PT KDB Tifa Finance Tbk (ISX:TIFA) has a OCF Yield % of -3.25 as of Jul. 09, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT KDB Tifa Finance Tbk and its competitors. According to the industry distribution chart, PT KDB Tifa Finance Tbk ranks #337 out of 539 companies in the Credit Services industry, placing it in the top 62.5%.
Is PT KDB Tifa Finance Tbk's OCF Yield % too high?
PT KDB Tifa Finance Tbk's current OCF Yield % is -3.25. Based on the distribution chart, PT KDB Tifa Finance Tbk ranks #337 out of 539 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT KDB Tifa Finance Tbk has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT KDB Tifa Finance Tbk's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, PT KDB Tifa Finance Tbk ranks #337 out of 539 companies for OCF Yield %. This places PT KDB Tifa Finance Tbk in the lower half of its industry. The industry median OCF Yield % is 0.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.05, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT KDB Tifa Finance Tbk and its competitors. For the Credit Services industry, the median OCF Yield % is 0.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT KDB Tifa Finance Tbk's current OCF Yield % is -3.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT KDB Tifa Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk (ISX:TIFA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp528.42, compared to a current price of Rp228.00 — trading 56.9% below its estimated fair value. The current OCF Yield % is -3.25. PT KDB Tifa Finance Tbk's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PT KDB Tifa Finance Tbk (ISX:TIFA), the current OCF Yield % is -3.25 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp228.00 is trading 56.9% below its estimated GF Value™ of Rp528.42. GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.

Key valuation signals for ISX:TIFA:

  • OCF Yield %: -3.25
  • GF Value™: Rp528.42 vs. price of Rp228.00 (56.9% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
61GF Score

Get the complete analysis for ISX:TIFA

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp228.00
Price
Rp528.42
GF Value