PT KDB Tifa Finance Tbk (ISX:TIFA) Cyclically Adjusted PS Ratio: (As of Aug. 03, 2026)

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Director of Data and Quant Analytics at GuruFocus
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ISX:TIFA PT KDB Tifa Finance Tbk ISX:TIFA
60 GF Score
Price Rp342.00
GF Value Rp535.95
Valuation Significantly Undervalued
! 6 Warning Signs
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What is PT KDB Tifa Finance Tbk Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


PT KDB Tifa Finance Tbk  (ISX:TIFA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT KDB Tifa Finance Tbk Cyclically Adjusted PS Ratio Related Terms


PT KDB Tifa Finance Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT KDB Tifa Finance Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT KDB Tifa Finance Tbk Cyclically Adjusted PS Ratio Chart

PT KDB Tifa Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 7.49

PT KDB Tifa Finance Tbk Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 6.82 7.49 5.26 0.00

ISX:TIFA vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, PT KDB Tifa Finance Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT KDB Tifa Finance Tbk Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT KDB Tifa Finance Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT KDB Tifa Finance Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:TIFA
60GF Score
PT KDB Tifa Finance Tbk ISX:TIFA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT KDB Tifa Finance Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT KDB Tifa Finance Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PT KDB Tifa Finance Tbk's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=12.046/137.6954*137.6954
=12.046

Current CPI (Jun. 2026) = 137.6954.

PT KDB Tifa Finance Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201503 15.184 98.388 21.250
201506 15.331 99.766 21.160
201509 15.358 101.037 20.930
201512 13.881 102.133 18.714
201603 15.405 102.764 20.641
201606 15.666 103.212 20.900
201609 15.036 104.142 19.880
201612 16.346 105.222 21.391
201703 15.452 106.476 19.983
201706 17.380 107.722 22.216
201709 18.186 108.020 23.182
201712 19.100 109.017 24.125
201803 19.813 110.097 24.780
201806 19.063 111.085 23.630
201809 18.899 111.135 23.416
201812 19.391 112.430 23.749
201912 0.000 115.486 0.000
202003 15.174 116.252 17.973
202006 14.321 116.630 16.908
202009 13.512 116.397 15.984
202012 -9.245 117.318 -10.851
202103 10.152 117.840 11.863
202106 9.506 118.184 11.075
202109 5.394 118.262 6.280
202112 3.688 119.516 4.249
202212 0.000 126.098 0.000
202303 10.948 126.953 11.874
202306 11.019 127.663 11.885
202309 11.007 128.151 11.827
202312 13.582 129.395 14.453
202403 12.297 130.607 12.964
202406 12.297 130.792 12.946
202409 12.582 130.361 13.290
202412 12.865 131.432 13.478
202503 12.095 131.948 12.622
202506 12.079 133.241 12.483
202509 11.941 133.819 12.287
202512 12.357 135.271 12.578
202603 11.786 136.539 11.886
202606 12.046 137.695 12.046

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is PT KDB Tifa Finance Tbk (ISX:TIFA) Overvalued in 2026?

Based on GuruFocus' analysis, PT KDB Tifa Finance Tbk stock appears to be undervalued. The current stock price of Rp342.00 is trading 36.2% below its estimated GF Value™ of Rp535.95. GuruFocus considers PT KDB Tifa Finance Tbk to be Significantly Undervalued.

Key valuation signals for ISX:TIFA:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: Rp535.95 vs. price of Rp342.00 (36.2% below fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the ISX:TIFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT KDB Tifa Finance Tbk Business Description

Address Jalan Jenderal Sudirman Kaveling 52-53, Pacific Century Place Lantai 41, SCBD Lot 10, South Jakarta, Jakarta, IDN, 12190
PT KDB Tifa Finance Tbk is a financial service company. Its activities comprise investment financing, sharia financing, working capital financing, multipurpose financing, other financing business activities based on approval of OJK, operating lease, and/or fee-based activities to the extent not inconsistent with legislation. The Company has four segments, including finance lease, multipurpose financing, sharia financing, and treasury. It generates maximum revenue from the Finance Lease segment.
60GF Score

Get the complete analysis for ISX:TIFA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp342.00
Price
Rp535.95
GF Value