PAY (Paymentus Holdings) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 25, 2026)


PAY Paymentus Holdings Inc PAY
80 GF Score
Price $21.51
GF Value $38.75
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Paymentus Holdings Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Paymentus Holdings's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

PAY vs NTCT, NN, TENB: Margin of Safety % (DCF FCF Based) Comparison

For the Software - Infrastructure subindustry, Paymentus Holdings's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paymentus Holdings Margin of Safety % (DCF FCF Based) vs Software Industry

For the Software industry and Technology sector, Paymentus Holdings's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Paymentus Holdings's Margin of Safety % (DCF FCF Based) falls into.


PAY
80GF Score
Paymentus Holdings Inc PAY
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $21.51 is trading 44.5% below its estimated GF Value™ of $38.75. GuruFocus considers Paymentus Holdings to be Significantly Undervalued.

Key valuation signals for PAY:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $38.75 vs. price of $21.51 (44.5% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
80GF Score

Get the complete analysis for PAY

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.51
Price
$38.75
GF Value