PAY (Paymentus Holdings) Total Liabilities: $115 Mil (As of Mar. 2026)


PAY Paymentus Holdings Inc PAY
80 GF Score
Price $25.68
GF Value $38.85
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Paymentus Holdings Total Liabilities?

Paymentus Holdings PAY +6.29% 80 Total Liabilities is $115 Mil as of Mar. 2026. GuruFocus rates PAY with a GF Score™ of 80/100 and a GF Value™ of $38.85 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Paymentus Holdings's Total Liabilities for the quarter that ended in Mar. 2026 was $115 Mil.

Paymentus Holdings's quarterly Total Liabilities increased from Sep. 2025 ($107.01 Mil) to Dec. 2025 ($107.50 Mil) and increased from Dec. 2025 ($107.50 Mil) to Mar. 2026 ($115.11 Mil).

Paymentus Holdings's annual Total Liabilities increased from Dec. 2023 ($75.25 Mil) to Dec. 2024 ($90.65 Mil) and increased from Dec. 2024 ($90.65 Mil) to Dec. 2025 ($107.50 Mil).

Paymentus Holdings Total Liabilities Historical Data

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The historical data trend for Paymentus Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paymentus Holdings Total Liabilities Chart

Paymentus Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial 86.81 64.36 75.25 90.65 107.50

Paymentus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 90.49 92.82 107.01 107.50 115.11
PAY
80GF Score
Paymentus Holdings Inc PAY
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Paymentus Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Paymentus Holdings's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=98.849+(4.56+0.68299999999999
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+3.404+0+0)
=107

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=667.885-560.389
=107

Paymentus Holdings's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=107.079+(4.246+0.59000000000001
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+3.196+0+0)
=115

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=698.604-583.493
=115

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $115 Mil mean?
Paymentus Holdings (PAY) has a Total Liabilities of $115 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Paymentus Holdings and its competitors.
Is Paymentus Holdings' Total Liabilities too high?
Paymentus Holdings' current Total Liabilities is $115 Mil. Overall, Paymentus Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Total Liabilities compare to NTCT and INFQ?
Paymentus Holdings' Total Liabilities of $115 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Software company?
A good Total Liabilities depends on the Software industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Paymentus Holdings and its competitors. Paymentus Holdings's current Total Liabilities is $115 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.85, compared to a current price of $25.68 — trading 33.9% below its estimated fair value. The current Total Liabilities is $115 Mil. Paymentus Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Total Liabilities is $115 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $25.68 is trading 33.9% below its estimated GF Value™ of $38.85. GuruFocus considers Paymentus Holdings to be Significantly Undervalued.

Key valuation signals for PAY:

  • Total Liabilities: $115 Mil
  • GF Value™: $38.85 vs. price of $25.68 (33.9% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
80GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.68
Price
$38.85
GF Value