PAY (Paymentus Holdings) Total Assets: $699 Mil (As of Mar. 2026)


PAY Paymentus Holdings Inc PAY
80 GF Score
Price $25.41
GF Value $38.85
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Paymentus Holdings Total Assets?

Paymentus Holdings PAY +5.17% 80 Total Assets is $699 Mil as of Mar. 2026. GuruFocus rates PAY with a GF Score™ of 80/100 and a GF Value™ of $38.85 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Paymentus Holdings's Total Assets for the quarter that ended in Mar. 2026 was $699 Mil.

During the past 12 months, Paymentus Holdings's average Total Assets Growth Rate was 4.30% per year. During the past 3 years, the average Total Assets Growth Rate was 3.40% per year. During the past 5 years, the average Total Assets Growth Rate was 25.90% per year.

During the past 7 years, Paymentus Holdings's highest 3-Year average Total Assets Growth Rate was 80.90%. The lowest was 3.40%. And the median was 33.80%.

Total Assets is connected with ROA %. Paymentus Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 12.22%. Total Assets is also linked to Revenue through Asset Turnover. Paymentus Holdings's Asset Turnover for the quarter that ended in Mar. 2026 was 0.52.


Paymentus Holdings  (NYSE:PAY) Total Assets Explanation

Total Assets is connected with ROA %.

Paymentus Holdings's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=83.524/( (667.885+698.604)/ 2 )
=83.524/683.2445
=12.22 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Paymentus Holdings's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=358.441/( (667.885+698.604)/ 2 )
=358.441/683.2445
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Paymentus Holdings Total Assets Related Terms


Paymentus Holdings Total Assets Historical Data

* Premium members only.

The historical data trend for Paymentus Holdings's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paymentus Holdings Total Assets Chart

Paymentus Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 472.94 461.54 504.86 576.25 667.89

Paymentus Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 590.89 609.52 644.41 667.89 698.60
PAY
80GF Score
Paymentus Holdings Inc PAY
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Paymentus Holdings Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Paymentus Holdings's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=560.389+107.496
=668

Paymentus Holdings's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=583.493+115.111
=699

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $699 Mil mean?
Paymentus Holdings (PAY) has a Total Assets of $699 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Paymentus Holdings and its competitors.
Is Paymentus Holdings' Total Assets too high?
Paymentus Holdings' current Total Assets is $699 Mil. Overall, Paymentus Holdings has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Total Assets compare to NTCT and INFQ?
Paymentus Holdings' Total Assets of $699 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Software company?
A good Total Assets depends on the Software industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Paymentus Holdings and its competitors. Paymentus Holdings's current Total Assets is $699 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Significantly Undervalued. The stock's GF Value™ is $38.85, compared to a current price of $25.41 — trading 34.6% below its estimated fair value. The current Total Assets is $699 Mil. Paymentus Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Total Assets is $699 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $25.41 is trading 34.6% below its estimated GF Value™ of $38.85. GuruFocus considers Paymentus Holdings to be Significantly Undervalued.

Key valuation signals for PAY:

  • Total Assets: $699 Mil
  • GF Value™: $38.85 vs. price of $25.41 (34.6% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
80GF Score

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Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.41
Price
$38.85
GF Value