PAY (Paymentus Holdings) Quality Rank


PAY Paymentus Holdings Inc PAY
84 GF Score
Price $28.23
GF Value $39.05
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Paymentus Holdings Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Paymentus Holdings Quality Rank Related Terms

PAY
84GF Score
Paymentus Holdings Inc PAY
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $28.23 is trading 27.7% below its estimated GF Value™ of $39.05. GuruFocus considers Paymentus Holdings to be Modestly Undervalued.

Key valuation signals for PAY:

  • Quality Rank:
  • GF Value™: $39.05 vs. price of $28.23 (27.7% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
84GF Score

Get the complete analysis for PAY

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.23
Price
$39.05
GF Value