PAY (Paymentus Holdings) Interest Income: $11 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PAY Paymentus Holdings Inc PAY
93 GF Score
Price $34.73
GF Value $41.08
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Paymentus Holdings Interest Income?

Paymentus Holdings PAY -0.88% 93 Interest Income is $11 Mil as of Jun. 2026. GuruFocus rates PAY with a GF Score™ of 93/100 and a GF Value™ of $41.08 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Paymentus Holdings's interest income for the three months ended in Jun. 2026 was $3 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $11 Mil.


Paymentus Holdings Interest Income Historical Data

* Premium members only.

The historical data trend for Paymentus Holdings's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paymentus Holdings Interest Income Chart

Paymentus Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial 0.00 1.66 7.02 8.74 9.51

Paymentus Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.34 2.58 2.53 2.53 3.04
PAY
93GF Score
Paymentus Holdings Inc PAY
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paymentus Holdings Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $11 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $11 Mil mean?
Paymentus Holdings (PAY) has a Interest Income of $11 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Paymentus Holdings and its competitors.
Is Paymentus Holdings' Interest Income too high?
Paymentus Holdings' current Interest Income is $11 Mil. Overall, Paymentus Holdings has a GF Score™ of 93/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paymentus Holdings' Interest Income compare to DLO and BOX?
Paymentus Holdings' Interest Income of $11 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Software company?
A good Interest Income depends on the Software industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Paymentus Holdings and its competitors. Paymentus Holdings's current Interest Income is $11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paymentus Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paymentus Holdings (PAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $41.08, compared to a current price of $34.73 — trading 15.5% below its estimated fair value. The current Interest Income is $11 Mil. Paymentus Holdings' overall GF Score™ is 93/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Paymentus Holdings (PAY), the current Interest Income is $11 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paymentus Holdings (PAY) Overvalued in 2026?

Based on GuruFocus' analysis, Paymentus Holdings stock appears to be undervalued. The current stock price of $34.73 is trading 15.5% below its estimated GF Value™ of $41.08. GuruFocus considers Paymentus Holdings to be Modestly Undervalued.

Key valuation signals for PAY:

  • Interest Income: $11 Mil
  • GF Value™: $41.08 vs. price of $34.73 (15.5% below fair value)
  • GF Score™: 93/100 with 2 warning signs

No single metric tells the full story. See the PAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paymentus Holdings Business Description

Address 11605 North Community House Road, Suite 300, Charlotte, NC, USA, 28277
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
93GF Score

Get the complete analysis for PAY

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.73
Price
$41.08
GF Value